我国股权众筹信用风险及其防范研究

发布时间：2018-01-07 08:18

本文关键词：我国股权众筹信用风险及其防范研究　出处：《时代金融》2017年33期 　论文类型：期刊论文

【摘要】：在中国经济迅猛发展的今天,股权众筹的重要意义不断凸显。如果我们能够不断刺激民间资本的投资,调动大众创业,万众创新的积极性,加快普惠金融红利进程,那么它能给我国经济带来促进作用,然而机遇总是于风险相伴相生的。本文着重于我国众筹行业运营现状、信用风险在项目发起方和众筹平台上的表现形式以及风险防范措施进行分析和研究。本文认为,股权众筹的发展可以从宏观和微观两方面入手,国家应当建立健全股权众筹相关法律法规,使得股权众筹能够得到合理规划监管且众筹整体风险可控以及行业健康发展。行业应当引进第三方机构对众筹平台进行等级评定以及资金托管,同时加大对投资者的风险意识教育投入,进一步减少信用风险的发生。
[Abstract]:With the rapid development of China ' s economy , the importance of equity crowdfunding is increasing . If we can continuously stimulate the investment of private capital , arouse the enthusiasm of public entrepreneurship and innovation , and speed up the profit process of Pratt & Whitney , this paper points out that the development of equity crowdfunding can benefit China ' s economy , but the opportunity is always accompanied by risks . In this paper , the state should set up and perfect the relevant laws and regulations of the stock raising industry , so as to ensure that the equity crowdfunding can be reasonably planned and regulated and the overall risk is controllable and the industry is healthy development . The industry should introduce third party institutions to evaluate the level of crowdfunding platform and fund custody , and increase the risk awareness education input to investors , and further reduce the occurrence of credit risk .

【作者单位】：温州商学院;
【分类号】：F832.51
【正文快照】： 一、绪论股权众筹是一种“互联网+”的股权筹资模式。项目发起者依托互联网平台为媒介,以股权作为资金筹集回报的一种新型的股权筹资方式。许多个人投资者通过平台的汇集和资源整合支持一些项目的发展;许多项目也借助平台的规模优势实现融资,这种方式能够很好的满足投资者项目

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