试析供给侧改革背景下银行信贷风险的防控措施

发布时间：2018-01-09 11:27

本文关键词：试析供给侧改革背景下银行信贷风险的防控措施　出处：《现代经济信息》2016年23期 　论文类型：期刊论文

【摘要】：近两年来,为了适应市场经济发展的需要,我国创新的提出供给侧改革的新理念,来进一步的平衡市场供给与需求之间的关系。而在供给侧改革的背景下,会对银行的经营与管理造成一定的影响,增大银行的信贷风险。为此,本文从银行在经营与管理中面临的新常态的角度为切入点,论述了在供给侧改革的背景下银行经营与发展中面临的机遇与挑战,分析了银行信贷风险管理的现状与其不足之处,并进一步提出相应的风险防控的措施,希望有利于为银行信贷经营的转型发展提供一些思考。
[Abstract]:In recent years, in order to meet the needs of the market economy, our country put forward the innovation of new concept of supply side reforms, to balance the relationship between market supply and demand further. While the supply side reform background, will cause a certain impact on the operation and management of the bank, increases the bank's credit risk for this. In this paper, the new normal banks face in the operation and management of the angle as the starting point, discusses the opportunities and challenges of business banks in the supply side under the background of the reform and development, analyzes the status quo of credit risk management and its shortcomings, and put forward the corresponding risk control measures, hope to have to provide some thoughts for the transformation and development of bank credit business.

【作者单位】：建设银行贵州省分行;
【分类号】：F832.4
【正文快照】： 当前,我国经济发展增长速度减缓,进入了经济发展的新常态时期。从金融的角度来看,我国银行业的开放程度在改革开放进程的深入与经济一体化趋势发展的推动下不断加强,银行成为了一个国家经济发展的核心单元。在国家提出供给侧改革的大环境下,银行的经营与管理既面临着机遇,也遇

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