中国建设银行SD分行信贷风险防范研究

发布时间：2018-01-10 22:01

本文关键词：中国建设银行SD分行信贷风险防范研究　出处：《广西大学》2017年硕士论文　论文类型：学位论文

【摘要】：在经济一体化和贸易全球化的背景下,国内银行更要紧跟世界和国家政策的步伐,加快转变经营思路和策略,主动积极融入时代的潮流。在这种背景下,银行为获取持续竞争优势,培育核心竞争力,纷纷引入风险管理。而银行的传统业务主要以信贷业务为主,风险管理是一个银行信贷业务发展的主要管理工作之一,其重要性已成为众多银行的一致共识,并对其花费了银行大量的人力、财力和物力。由于大多数银行对风险管理工作不够重视,而风险管理工作的实施也可能或多或少缺乏一定前瞻性、科学性和系统性,因此,如何做好信贷风险管理工作成为大多数银行的必修课之一。本文介绍了银行信贷风险管理的基础理论和改革发展之路,结合国内外银行的先进管理经验,以中国建设银行SD分行为例,试图通过发现问题、分析问题和解决问题的方法,寻找出改进SD分行信贷风险管理的路径和办法,以此来推动该行信贷业务健康有序发展。本文研究表明,综合运用和完善信贷风险管理的办法和措施来构建银行信贷业务的良性发展是必要和可行的,这对于同类银行来说具有较好的借鉴意义。
[Abstract]:In the economic globalization and trade globalization, domestic banks must follow the world and national policy pace, accelerate the transformation of management idea and strategy, actively into the trend of the times. In this context, the bank to obtain sustainable competitive advantage, foster the core competitive force, have introduced the risk management and the bank's traditional business. In the credit business, risk management is one of the main business development bank credit management, its importance has become the consensus of many banks, and the bank has spent a lot of manpower, financial and material resources. Because most banks do not pay enough attention to the risk management and the implementation of risk management may be more or less the lack of forward-looking, scientific and systematic, therefore, how to do credit risk management has become a required course in one of the most banks is presented in this paper. The bank credit risk management theory and the road of reform and development, combined with the advanced management experience of domestic and foreign banks, the Construction Bank Chinese SD branch as an example, attempts to identify problems, analyze problems and solve the problem, find out the improvement of credit risk SD branch pipe path and the way, in order to promote the credit business healthy and orderly development. The study showed that the comprehensive utilization and improving measures and measures of credit risk management to construct the benign development of bank credit business is necessary and feasible, it is a good reference for other banks.

【学位授予单位】：广西大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.4

【参考文献】