我国众筹融资平台持续督导制度构建——基于平台法律定位视角

发布时间：2018-01-13 17:16

本文关键词：我国众筹融资平台持续督导制度构建——基于平台法律定位视角　出处：《中国流通经济》2017年03期 　论文类型：期刊论文

【摘要】：随着互联网金融的不断发展,众筹融资作为互联网金融创新的代表,以网络平台为媒介,以创新金融为载体,打破了传统融资地域窄、时间长、风险集中的壁垒,为我国初创及中小微企业融资提供了新途径,为投资者开辟了新渠道。然而,由于目前我国相关法律规范严重缺位,众筹融资领域融资者欺诈、平台跑路等现象屡见不鲜。为有效缓解投资人信息不对称状况,规范融资企业经营管理,确保众筹融资项目顺利完成,保护投资者权益,推动众筹平台良性竞争,众筹平台作为众筹融资的核心枢纽,必须加强持续督导制度建设,在项目发起阶段,优化项目筛选机制,落实对融资方信息的基本审核;在项目筹资阶段,强化信息披露,严格项目与平台资金的隔离;在项目筹资成功后的管理阶段,加强融资方信息的持续披露,保障投资者权益。
[Abstract]:With the continuous development of Internet finance , crowdfinancing as the representative of Internet financial innovation , taking the network platform as the medium and innovation finance as the carrier , it breaks through the barriers of narrow traditional financing area , long time and concentration of risk . In order to effectively alleviate the investor ' s information asymmetry , standardize the management of financing enterprises , ensure that all the crowdfunding projects are successfully completed , protect the investors ' rights and interests , promote the benign competition of the crowdfunding platform , and implement the basic audit of the information of the financing party . In the project financing stage , the information disclosure and the strict project and the platform fund are strengthened . In the management stage after the project financing is successful , the continuous disclosure of the information of the financing party is strengthened and the investors ' rights and interests are guaranteed .

【作者单位】：武汉大学法学院;
【分类号】：D922.28;F724.6;F832.4
【正文快照】： 互联网金融是基于互联网技术及信息通信技术,用以实现支付交易、投资融资、信息服务等业务的金融服务模式。[1]众筹融资作为互联网与金融相互融合而生的新型融资模式,它以网络平台为媒介,以创新金融为载体,打破了传统融资地域窄、时间长、风险集中的壁垒,为中小企业的成长和发

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