P2P网络借贷平台监管中的渎职犯罪研究

发布时间：2018-02-04 23:22

本文关键词： P2P 渎职罪监管　出处：《南昌大学》2017年硕士论文　论文类型：学位论文

【摘要】：P2P网络借贷行业作为一种新兴产业依托互联网的迅速发展在世界各国蓬勃发展,我国也不例外。但新生事物的发展必然会面临一定的障碍,P2P网络借贷行业的发展过程中,由于我国立法的滞后性和监管的缺位,P2P网络借贷行业的发展一直存在极大的刑事风险。因此试从P2P网络借贷行业监管部门角度出发,分析监管部门的具体职责和渎职表现,以此督促监管部门加强对P2P网络借贷平台的监控,并控制P2P行业的蛮横发展。通过对P2P网络借贷平台性质以及最新的监管法规的分析,结合渎职罪中有关主体的认定问题,首先可以明确金融领域内的监管主体主要是银监会、地方金融监管部门和工商行政管理部门。其次,监管主体的渎职行为既可以以作为的方式实施也可以以不作为的方式实施,根据其具体职权而表现为不同的行为方式。P2P监管渎职的主观罪过内容既可以是故意也可以是过失,同时,由于P2P网络借贷平台的受众十分广泛,在认定其危害结果的过程中,不仅要从财产损失的数量和计算期间上进行认定,还应该充分考虑其所造成的社会影响、舆论指向等非物质性损害结果的认定。
[Abstract]:P2P network lending industry as a new industry rely on the rapid development of the Internet in the world booming, China is no exception, but the development of new things will inevitably face certain obstacles. In the development of P2P network lending industry, due to the lag of our legislation and the absence of supervision. The development of P2P network lending industry has been a great criminal risk. So try to analyze the specific responsibilities and malfeasance performance of the supervision department from the perspective of P2P network lending industry supervision department. In order to urge regulators to strengthen the monitoring of P2P network lending platform and control the arbitrary development of P2P industry. Through the analysis of the nature of P2P network lending platform and the latest regulatory regulations. Combined with malfeasance crime in the identification of the main body, first of all, it can be clear that the main regulatory body in the financial field is mainly the Banking Regulatory Commission, local financial regulatory authorities and industrial and commercial administrative departments. Secondly. The dereliction of duty of the main body of supervision can be carried out either by way of act or by way of omission. According to its specific authority and performance for different ways of behavior. P2P supervision malfeasance subjective content can be intentional or negligent, at the same time, because of P2P network lending platform is very wide audience. In the process of determining the result of its harm, we should not only determine the amount of property loss and the period of calculation, but also fully consider the determination of the result of non-material damage, such as the social impact caused by it, the direction of public opinion, and so on.
【学位授予单位】：南昌大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：D924.393;F724.6;F832.4

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