董事会多样性对商业银行风险承担影响研究

发布时间：2018-02-14 07:06

本文关键词： 上市商业银行董事会多样性风险承担绩效　出处：《内蒙古大学》2017年硕士论文　论文类型：学位论文

【摘要】：董事会作为公司治理机制的核心,承担着为公司战略分配资源、提供创造性思维以及建立与外界联系的任务。关于商业银行董事会治理与风险承担,多数研究都集中在董事会规模、董事会结构、会议次数等方面,很少涉及到董事会成员的背景特征。而多样性作为研究董事会背景特征的一个新的切入点,综合了董事会的团队合作效应以及资源效应,而且,商业银行所涉及的业务范围比较广,更需要多样化的董事来做出决策。本文从董事会多样性的角度出发,研究其对商业银行风险承担的影响。本文首先回顾了国内外相关文献,接着以资源依赖理论、高层梯队理论以及代理理论为基础,结合2006-2015年我国16家上市商业银行的非平衡面板数据实证检验了董事会多样性的三个要素对商业银行风险承担的影响。本文实证结果表明:第一,董事会教育背景多样性对上市银行风险承担有显著的负向效应,即有效降低了上市银行的风险承担;第二,董事会职业背景对上市银行风险承担的影响不显著;第三,董事会国籍多样性对上市银行风险承担有显著的正向效应,即增加了上市银行的风险承担。
[Abstract]:As the core of the corporate governance mechanism, the board of directors undertakes the task of allocating resources, providing creative thinking and establishing contact with the outside world for the corporate strategy. Most of the studies focus on the size, structure and frequency of the board of directors, and rarely touch on the background characteristics of the board members. Diversity is a new entry point for studying the background characteristics of the board of directors. It synthesizes the team cooperation effect and the resource effect of the board of directors. Moreover, the commercial bank involves a wide range of business and needs a variety of directors to make the decision. This paper starts from the view of the diversity of the board of directors. This paper first reviews the relevant literature at home and abroad, and then based on resource dependence theory, high-level echelon theory and agency theory. Combined with the non-equilibrium panel data of 16 listed commercial banks in China from 2006 to 2015, this paper empirically tests the influence of the three factors of board diversity on the risk bearing of commercial banks. The empirical results of this paper show that: first, The diversity of the board of directors' educational background has a significant negative effect on the risk bearing of listed banks, that is, it effectively reduces the risk bearing of listed banks; second, the influence of board of directors' professional background on the risk assumption of listed banks is not significant; third, The diversity of the board of directors has a significant positive effect on the risk-taking of listed banks, that is, it increases the risk-taking of listed banks.
【学位授予单位】：内蒙古大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.33;F271

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