建立责权明确的国家与地方金融监管体系

发布时间：2018-03-10 02:20

本文选题：责权明确　切入点：国家金融监管体系　出处：《理论月刊》2017年03期 　论文类型：期刊论文

【摘要】：目前,我国的金融监管体系是以“一行三会”的国家金融监管体系为核心的监管体系。但是随着金融结构的变化、金融创新的增加,地方性的新型金融机构不断涌现,国家下放了一些金融监管权力于地方,各地方政府金融监管部门具有小额贷款公司、融资性担保公司和股权私募基金等准金融机构1的准入审批和金融监管职能。一定的监管权利必须与必要的监管能力配合,各地为适应地方金融监管要求,各省级政府都设立地方性金融局或金融办,执行监管职能。事实上的国家和地方两级金融监管体系已经形成。但目前的两级监管体系中存在着监管权利界定模糊,监管责任不明确等问题,因此有必要建立责权明确的国家与地方金融监管体系,以便形成国家与地方之间协同监管关系。
[Abstract]:At present, China's financial regulatory system is based on the "three" national financial supervision system as the core of the supervision system. But with the change of the financial structure, increase financial innovation, local new financial institutions continue to emerge, some countries decentralization of financial supervision in place, the local financial supervision department the government has a small loan companies, financing Guarantee Corporation and private equity funds and other quasi financial institutions 1 access approval and financial supervision function. Certain rights must be with the ability of supervision and supervision necessary, all to meet the needs of the local financial regulatory requirements, the provincial government set up the local finance bureau or office of Finance, performing supervision function. The truth the two national and local level financial supervision system has been formed. But the two level supervision system currently exists in the supervision rights defined, regulatory responsibility is not clear, It is necessary to establish a clear responsibility of the state and local financial supervision system, so as to form between the national and local regulatory coordination relations.

【作者单位】：中共天津市委党校经济学教研部;
【分类号】：F832.1

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