YD租赁公司融资渠道研究

发布时间：2018-03-17 13:32

本文选题：融资租赁　切入点：融资渠道　出处：《天津商业大学》2017年硕士论文　论文类型：学位论文

【摘要】：融资租赁是一种有着既能融集资本,又能融得物件特点的交易方式,属于新兴的服务业。因为它有着灵活配置资源的特征,能够帮助产业的结构调整和优化、制造业的转型升级,还能够发掘出社会的闲置资源,使得金融市场逐步完善。所以在世界经济危机过后,全球的融资租赁业务量持续增长了五年,行业的前景可以说是十分的乐观。其中中国融资租赁行业的发展速度更是惊人,行业规模迅速扩大,已经受到全球的关注。然而,正是因为其业务规模不断的扩大,自身的融资需求也就不断增大,导致如今我国融资租赁公司自身资金不足的现状。其中的原因就是我国融资租赁公司的融资渠道相对单一,资金绝大多数来源于银行贷款,同时还带来公司的资产负债率过高,公司资本结构不合理的问题,严重影响着公司的发展。所以我国租赁公司融资渠道问题一直不解决,就会一直阻碍整个行业的健康、快速发展。本篇文章首先,简述了选择该题目研究的背景和意义,以及整体内容结构。其次,简单概述了我国租赁公司目前的发展现状和融资渠道现状。另外,通过对YD租赁公司案例的分析,寻找并发现其可借鉴之处。最后,在前面分析的基础上,针对融资租赁公司如何寻找新的融资突破口、进一步盘活资产、融入新的资金这一系列问题,提出了自己的一些建议。
[Abstract]:Financial leasing is a new service industry, which has the characteristics of both financing capital and financial goods, because it has the characteristics of flexible allocation of resources, which can help adjust and optimize the structure of the industry. The transformation and upgrading of the manufacturing industry can also unearth the idle resources of the society and gradually improve the financial market. So after the world economic crisis, the volume of financial leasing business around the world has continued to grow for five years. The future of the industry can be said to be very optimistic. Among them, the development rate of China's financial leasing industry is even more astonishing, and the industry scale is expanding rapidly, which has attracted global attention. However, it is precisely because of the continuous expansion of its business scale, Their own financing needs are also increasing, which leads to the current situation that our financial leasing companies lack their own funds. The reason is that the financing channels of our financial leasing companies are relatively single, and the vast majority of funds come from bank loans. At the same time, it also brings about the problems of the high ratio of assets and liabilities of the company and the unreasonable capital structure of the company, which seriously affects the development of the company. Therefore, if the financing channel problem of the leasing company in our country is not solved all the time, it will always hinder the health of the whole industry. This article firstly briefly introduces the background and significance of the research on this topic, as well as the overall content structure. Secondly, it gives a brief overview of the current development and financing channels of leasing companies in China. By analyzing the case of YD leasing company, we find out what we can learn from it. Finally, on the basis of the previous analysis, aiming at how to find a new financing breakthrough for the financial leasing company, we can further activate the assets. In this series of questions of new funds, some suggestions are put forward.
【学位授予单位】：天津商业大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.39;F830.42

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