基于专利信息分析的移动支付安全技术研究

发布时间：2018-03-22 19:55

本文选题：移动支付　切入点：安全　出处：《昆明理工大学》2017年硕士论文　论文类型：学位论文

【摘要】：移动支付的出现颠覆了人们生活消费的方式,截止2016年12月,我国手机支付用户规模达到4.69亿,网民手机支付的使用比例67.5%,手机支付向线下支付领域快速渗透,支付额度不断扩大,交易额爆发式增长。各种移动支付终端、第三方服务商涌现,各种安全问题也随之而来,对人们的财产安全构成威胁,至此移动支付的安全问题成为人们关注的焦点。本文通过对移动支付安全技术领域的专利信息进行宏观和微观分析,对本技术领域的现状和发展趋势进行研究,为我国移动支付安全技术专利申请的问题提出针对性建议。首先,介绍了移动支付安全技术;之后,将移动支付安全技术的专利信息进行统计,运用图表分析法对专利申请的发展趋势、专利申请人和发明人情况、专利法律状态、申请地域构成和排名等进行宏观分析,并运用对比分析法对申请量排名前五的主要申请人的专利申请趋势、专利申请分布情况等进行研究。然后,通过对移动支付安全技术专利信息进行微观分析,构建技术功效矩阵图,对技术分类及功效进一步了解分析,找出本技术领域的研发热点和空白点;再利用模型分析法,挖掘该技术领域的核心专利并对其进行重点研究。最后,对我国移动支付安全技术领域专利申请进行总结,分析我国在移动支付安全技术研发领域中的优势和不足,从国家、行业、企业和个人四个层面分别做出展望。以促进行业技术持续发展,有效提升移动支付用户的安全保障。
[Abstract]:The emergence of mobile payment has overturned the way people live and consume. As of December 2016, the scale of mobile phone payment in China has reached 469 million, the proportion of Internet users paying mobile phone has reached 67.5%, and mobile phone payment has rapidly penetrated the field of offline payment. The amount of payment continues to expand and the transaction volume explodes. Various mobile payment terminals, third-party service providers emerge, and various security problems follow, posing a threat to the safety of people's property. At this point, the security of mobile payment has become the focus of attention. Through the macro and micro analysis of patent information in the field of mobile payment security technology, this paper studies the current situation and development trend of this technology field. Some suggestions are put forward for the patent application of mobile payment security technology in China. Firstly, the security technology of mobile payment is introduced. Then, the patent information of mobile payment security technology is counted. With the help of chart analysis, the development trend of patent application, the situation of patent applicants and inventors, the status of patent law, the regional composition and ranking of applications are analyzed macroscopically. And using comparative analysis method to study the trend of patent application and distribution of patent application of the top five major applicants in the number of applications. Then, through microanalysis of patent information of mobile payment security technology, Construct technology efficacy matrix map, further understand and analyze technology classification and efficacy, find out the research and development hot spot and blank spot in this technology field; then use model analysis method to excavate the core patent of this technology field and carry on the key research to it. This paper summarizes the patent application in the field of mobile payment security technology in China, analyzes the advantages and disadvantages of our country in the field of mobile payment security technology research and development, from the country, industry, In order to promote the sustainable development of industry technology and effectively enhance the safety and security of mobile payment users, the enterprises and individuals made the outlook separately.
【学位授予单位】：昆明理工大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F724.6;F832.2;G306

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