我国西部地区金融生态评价研究

发布时间：2018-03-23 12:25

本文选题：金融生态　切入点：西部地区　出处：《贵州财经大学》2017年硕士论文

【摘要】：我国经济的日益发展带动了金融业的不断地发展,金融业从经济发展的边缘行业逐步跃升成为经济发展的主力军。随着经济水平不断提高,经济发展中的弊端也在不断显现,金融业的风险也在日益受到人们关注。金融风险积累的根本原因并不仅仅在于金融机构自身。金融市场的参与方与它生存的金融生态环境,还有它们之间的相互调节也是风险滋生的场所。正是如此,要降低金融行业中存在的风险,不应只从金融业发展的自身去找原因,还要从金融业所处的金融生态体系入手,用金融业的发展带动经济各领域的发展,建造一个良好的金融生态体系,好的金融生态体系可以降低金融业发展中存在的风险,又可以促进金融业的发展。因此,作为具有我国特色的新兴理论的金融生态理论,将金融学和自然生态学进行结合,引入生态学的理论和方法,构建完整的金融生态学理论体系,具有突出的理论意义和明显的现实意义。金融生态的不断发展可以很好的促进金融体系健康可持续发展,降低风险,促进经济发展。随着“西部大开发”以及“一带一路”政策对西部经济的振兴作用,我国西部地区迎来了经济发展的良机。但是在经济发展的同时,也需要充分认识到金融生态建设的重要意义。本文一共分为六大部分。第一部分,阐述本论文的研究背景及意义,梳理国内外研究现状。第二部分,首先介绍金融生态的概念,它应该包含有金融生态主体、金融生态环境与金融生态调节这三个要素。本文旨在从金融生态的三个要素着手,从三方面对金融生态理论进行梳理,重视对研究相对较少的关于金融生态主体和有关金融生态调节的研究,并对金融生态体系进行简单重构,为金融生态指标体系构建提供理论依据。第三部分,介绍金融生态系统指标构建的原则并回顾相关文献,介绍研究对象及指标的选取依据,然后完成指标体系的构建。第四部分,先对综合多种方法的动态评价方法进行简介,然后运用动态方法进行评价研究。拟用拉开档次法对指标集进行动态综合评价,得到各个指标在不同时刻的权重系数,在得到各个指标权重系数的基础上,得出相对重要的指标因素,再继续采用熵值法和理想点法的综合方法对我国西部地区金融生态进行综合评价,得出我国西部地区金融生态的综合排序结果。第五部分,针对第四部分的实证结果,提出我国西部地区金融生态发展所遇到的问题并给出相应的优化建议。第六部分,根据上述五部分的研究,对全文进行总结,并指出所存在的不足。
[Abstract]:With the increasing development of economy in our country, the development of financial industry has led to the continuous development of financial industry, and the financial industry has gradually leapt from the marginal industry of economic development to the main force of economic development. With the continuous improvement of economic level, the malpractices in economic development are also constantly appearing. The fundamental reason for the accumulation of financial risks is not only the financial institutions themselves, but also the participants in the financial market and the financial ecological environment in which they exist. And the mutual adjustment between them is also a breeding ground for risk. So, to reduce the risks in the financial industry, we should not only look for the reasons for the development of the financial industry itself, but also start with the financial ecological system in which the financial industry is located. Using the development of financial industry to drive the development of various fields of economy, to build a good financial ecological system, a good financial ecological system can reduce the risks in the development of the financial industry, and can also promote the development of the financial industry. As a new theory with Chinese characteristics, the theory of financial ecology combines finance with natural ecology, and introduces the theory and method of ecology to construct a complete theoretical system of financial ecology. The continuous development of financial ecology can promote the healthy and sustainable development of the financial system and reduce the risk. Promoting economic development. With the development of the western region and the rejuvenation of the western economy by the policy of "Belt and Road", the western region of our country has ushered in a good opportunity for economic development. But at the same time of economic development, It is also necessary to fully realize the significance of financial ecological construction. This paper is divided into six parts. The first part describes the research background and significance of this paper, combing the current research situation at home and abroad. The second part, first introduces the concept of financial ecology. It should include three elements: the financial ecological subject, the financial ecological environment and the financial ecological regulation. The purpose of this paper is to start with the three elements of the financial ecology, and to sort out the theory of the financial ecology from three aspects. Attach importance to the relatively few studies on the financial ecological subject and the regulation of the financial ecology, and carry on the simple reconstruction of the financial ecological system to provide the theoretical basis for the construction of the financial ecological index system. This paper introduces the principles of index construction of financial ecosystem, reviews the relevant literature, introduces the object of study and the basis of index selection, and then completes the construction of index system. Then the dynamic evaluation method is used to evaluate the index set dynamically and synthetically. The weight coefficients of each index at different times are obtained, and the weight coefficients of each index are obtained. Get the relatively important index factors, and then continue to use the entropy method and the ideal point method of the comprehensive evaluation of the financial ecology of the western region of China, and get the comprehensive ranking results of the financial ecology in the western region of China. In view of the empirical results of the fourth part, the paper puts forward the problems encountered in the development of financial ecology in western China and gives corresponding optimization suggestions. The sixth part summarizes the full text according to the above five parts, and points out the shortcomings.
【学位授予单位】：贵州财经大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.7

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