基于区块链的传统金融变革与创新

发布时间：2018-03-24 01:27

本文选题：比特币　切入点：去中心化　出处：《决策与信息》2016年10期

【摘要】：建立在密码学、统计学以及计算机科学等多学科基础之上的区块链技术将对传统金融产生颠覆性影响,其中不仅银行业的经营成本会因此大幅降低,转账交易等各项银行主营业务的效率也会大大提高,同时银行的合规程度也会得到前所未有的加强。除此之外,区块链也将从成本控制、遏制与杜绝违规交易等多方面对非银金融产生重大的革命性影响。不仅如此,区块链技术支持下的国家数字货币即将取代传统法定纸币,未来监管机构的宏观调控将变得更为灵敏、及时与精准。
[Abstract]:Blockchain technology based on cryptography, statistics and computer science will have a disruptive effect on traditional finance, and not only will the operating cost of the banking industry be significantly reduced, The efficiency of the main businesses of banks, such as transfer transactions, will also be greatly improved, and the degree of compliance of banks will be enhanced as never before. In addition, the block chain will also be controlled from cost. Containment and elimination of illegal transactions and other aspects have had a major revolutionary impact on African Bank finance. Not only that, the national digital currency supported by blockchain technology is about to replace the traditional statutory paper currency. Future regulatory macro-regulation will become more sensitive, timely and accurate.
【作者单位】：广东外语外贸大学经济学系;
【分类号】：TP311.13;F831

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