C银行吉林省分行操作风险管理研究

发布时间：2018-03-31 21:14

本文选题：操作风险　切入点：风险管理　出处：《吉林大学》2017年硕士论文

【摘要】：随着世界一体化和经济全球化的进程,结合我国协调推进全面深化改革的战略部署,我国经济发展进入全新领域,金融业日趋错中复杂。因此,作为国家商业龙头的商业银行,在经营风险方面正面临严峻挑战,其中操作风险作为经营风险中重要的组成部分,其所面临的操作难度自然也大大增加。为确保我国银行业健康、平稳、可持续发展,本文从操作风险成因入手,针对国内外商业银行进行全面剖析,并结合充分合理的论点论据,找出操作风险防范过程中需要改进的地方,进而全面推进我国商业银行操作风险管理水平。本文秉持求真务实、实事求是的态度,充分研读国内国外相关书籍资料的基础上,有效结合C银行吉林省分行操作风险管理的实际情况,采用规范分析法、文献研究法及案例分析法等研究方法,逐步对C银行吉林省分行操作风险管理中存在的主要问题进行了深入研究,并以此为基础提出了改善C银行吉林省分行经营风险管理的具体措施。最后,简要总结了本研究的基本结论。本研究的基本结论是:C银行吉林省分行正处于快速发展阶段,拥有完整的操作风险管理框架。但是,该框架仍然具有不完美的地方需要改进,其中,对管理指标体系的内部控制制度执行不完善;业务发展和经营风险的管理方法落后;操作人员管理制度不严格等问题。通过研究其他商业银行的操作风险管理的先进理念与丰富的经验,结合C银行目前的操作风险管理的实际情况不断进行完善。
[Abstract]:With the process of world integration and economic globalization, and the strategic deployment of China's coordinated promotion of comprehensive deepening reform, China's economic development has entered a new field, and the financial industry is getting more and more complicated. Therefore, as the country's leading commercial bank, commercial banks, As an important part of the operational risk, the operational risk is facing a severe challenge, and the operational difficulty of the operational risk is also greatly increased. In order to ensure the healthy, stable and sustainable development of the banking industry in our country, Starting with the causes of operational risk, this paper analyzes the commercial banks at home and abroad, and finds out the areas that need to be improved in the course of prevention of operational risks, combining with sufficient and reasonable arguments. And then comprehensively promote the level of operational risk management of commercial banks in China. This paper, with the attitude of seeking truth from facts and seeking truth from facts, fully studies the relevant books at home and abroad. Combining the actual situation of operational risk management in Jilin Branch of C Bank effectively, the paper adopts normative analysis method, literature research method and case analysis method, etc. The main problems existing in the operational risk management of Bank C Jilin Branch are studied step by step, and the concrete measures to improve the risk management of Jilin Branch of C Bank are put forward. This paper briefly summarizes the basic conclusions of this study. The basic conclusion of this study is that the Jilin Branch of the: C Bank is in a rapid development stage and has a complete operational risk management framework. However, the framework is still imperfect and needs to be improved. Among them, the internal control system of the management index system is not perfect, the management method of business development and management risk is backward; By studying the advanced concepts and rich experience of operational risk management in other commercial banks, the operational risk management system of Bank C has been continuously improved.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.33

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