亳州市金融助推脱贫攻坚政策实施现状与对策研究

发布时间：2018-04-05 03:17

本文选题：金融扶贫　切入点：金融助推脱贫攻坚政策　出处：《安徽大学》2017年硕士论文

【摘要】："十三五"时期,是我国全面建成小康社会的冲刺期,也是扶贫开发工作的攻坚期。剩余贫困人口脱贫难度大、对政策诉求更趋多元、扶贫政策的科学性、有效性面临巨大考验。为打赢脱贫攻坚战,中央提出了精准扶贫、精准脱贫的战略,指出脱贫攻坚贵在精准、难在精准、成败之举在在于精准,规划了六个精准、五个一批的工作布局。在贫困户多种致贫原因中,金融资源供给和配置的缺失、金融参与意识和能力的滞后,在当前金融市场快速发展、金融改革创新不断提速的时代,显得更为突出。因此,金融助推脱贫攻坚成为各地扶贫工作的重点、焦点、难点;对金融助推脱贫攻坚政策进行研究,具有较强的理论和现实意义。本文以欠发达贫困地区亳州市为例,首先介绍了亳州市金融助推脱贫攻坚的现实背景、出台的政策框架和体系、核心政策内容和目标、政策落实执行的具体做法以及政策实施一段时期的主要效果。其次,结合普惠金融理论和基层探索实践,重点围绕金融资源如何以更加市场化、商业可持续和风险可控的原则,持续有效投入贫困地区和贫困户,进行了典型模式和案例分析。在此基础上,结合工作经验,分析指出金融助推脱贫攻坚工作中,在政策设计运行、政策执行落实、政策整合配套、政策绩效评估等方面存在的突出问题。最后针对存在的问题,提出相应的对策建议。本文运用理论与实际、政策与案例相结合的分析方法,将实际工作中的经验感悟与第一手的案例资料,作为分析的素材,运用普惠金融理论、市场失灵理论的视角,探析政策实施中暴露出的问题,为问题的解决找到更加科学的途径和思路,以更好实现完善扶贫政策体系、强化政策执行、优化政策绩效的研究目的。
[Abstract]:The 13th five-year-plan period is the sprint period of building a well-off society in an all-round way in our country, and it is also a critical period for poverty alleviation and development.It is difficult for the remaining poor population to get rid of poverty, and the policy demands are more diversified. The scientific and effective poverty alleviation policy is facing a great test.In order to win the battle against poverty, the central government has put forward the strategy of reducing poverty with precision, and pointed out that the key to overcoming poverty lies in precision and difficulty, and the success or failure lies in precision, planning six precision and five batches of work layout.Among the various causes of poverty among the poor households, the lack of supply and allocation of financial resources, the lagging of financial participation consciousness and ability are more prominent in the era of rapid development of financial market and increasing speed of financial reform and innovation.Therefore, financial help to overcome poverty has become the focal point, focus and difficulty of poverty alleviation work in various places, and it is of great theoretical and practical significance to study the policy of financial help to lift poverty out of poverty.Taking Bozhou City as an example, this paper first introduces the realistic background, the policy framework and system, the core policy contents and objectives of Bozhou City.The specific practice of policy implementation and the main effect of policy implementation for a period of time.Secondly, combining inclusive finance theory and grass-roots exploration practice, focusing on how to effectively invest financial resources in poor areas and poor households on the principles of more market-oriented, commercial sustainability and risk controllable.The typical model and case analysis are carried out.On this basis, combined with the work experience, the paper points out the outstanding problems in the aspects of policy design and operation, policy implementation, policy integration, policy performance evaluation and so on.Finally, according to the existing problems, the corresponding countermeasures and suggestions are put forward.This article uses the analysis method of combining theory and practice, policy and case, taking the experience and first-hand case information of practical work as the material of analysis, using the perspective of inclusive finance theory and market failure theory.This paper probes into the problems exposed in the policy implementation, and finds more scientific ways and ideas for solving the problems, so as to better realize the research purpose of perfecting the policy system of poverty alleviation, strengthening the policy implementation and optimizing the policy performance.
【学位授予单位】：安徽大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F323.8;F832.7

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