H公司互联网支付系统项目风险管理问题研究

发布时间：2018-04-18 14:21

本文选题：互联网支付 + 支付创新模式　；参考：《吉林大学》2017年硕士论文

【摘要】：随着互联网技术的发展,智能电话和无线网络的普及和应用,互联网支付已经从复杂高端支付技术逐步转变成了生活中网络交易中最快捷,最简便的支付方式。互联网支付平台也成为买家与卖家之间资金交易中介,保证了双方在虚拟资金交易中的安全,成为互联网支付的信誉保证。而从事相关业务的互联网金融公司将会不断的完善自身的管理和用户需求以提高更加安全的交易平台,但随着快捷支付的高速发展,出现了传统金融支付方式所未遇到的风险,而其风险导致的相关资金安全引起了社会的广泛关注,为保证互联网支付整体环境的良好发展,互联网金融公司就要提前发现互联网支付系统的相关风险,并制定相应的公司章程和自身相应的监管系统规避风险,从而完善整个互联网行业支付体系。本文立论于互联网支付的金融领域,探讨互联网支付在电子金融这个大概念中的应有地位和发展趋势,并以H公司作为研究的范本,力求通过文献学习、理论研究、可行性分析、通过项目管理的研究,文章的第一部分是引言涉及整个互联网支付研究背景,国内外文献综述和研究思路。第二部分,国内外互联网支付的相关理论研究。第三部分介绍H公司的支付系统项目现状。第四部分关于H公司的支付系统风险识别。第五、六部分关于H公司的风险分析和管理措施及控制方案,第七部分是对H公司的支付系统风险管理问题得出相关结论。全文结合H公司推广快捷支付业务过程中经验总结,探索互联网支付的风险控制,进而完善H公司互联网支付项目。
[Abstract]:With the development of Internet technology, the popularization and application of smart phone and wireless network, Internet payment has gradually changed from the complex high-end payment technology to the fastest and most convenient payment method in daily life.Internet payment platform has also become a financial transaction intermediary between buyers and sellers, which ensures the security of both parties in the virtual fund transaction and becomes the credit guarantee of Internet payment.Internet financial companies engaged in related business will constantly improve their own management and user needs in order to improve a more secure trading platform, but with the rapid development of rapid payment, there are risks that the traditional financial payment method has not encountered.In order to ensure the good development of the overall environment of Internet payment, Internet financial companies will discover the related risks of Internet payment system ahead of time.And formulate the corresponding articles of association and their own regulatory system to avoid risks, thus improving the entire payment system of the Internet industry.This paper discusses the financial field of Internet payment, discusses the status and development trend of Internet payment in the big concept of electronic finance, and takes H Company as the model of research, and tries to study it through literature study and theoretical research.Feasibility analysis, through project management research, the first part of the article is the introduction of the entire Internet payment research background, domestic and foreign literature review and research ideas.The second part, the domestic and foreign Internet payment related theory research.The third part introduces the status of H Company's payment system project.The fourth part about H company's payment system risk identification.The fifth and sixth parts are about the risk analysis and management measures and the control scheme of H company. The seventh part is about the risk management of H company's payment system.Based on the experience of H Company in the process of promoting fast payment, this paper explores the risk control of Internet payment, and then consummates H Company's Internet payment project.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F724.6;F832.2

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