JHQD分行大宗商品融资风险防控研究

发布时间：2018-05-01 07:13

本文选题：大宗商品融资 + 风险防控　；参考：《山东理工大学》2016年硕士论文

【摘要】：本研究通过对JHQD分行大宗商品贸易融资风险进行案例剖析,系统梳理国内外相关的贸易融资风险管理的有关资料,分析大宗贸易融资的国内外模式类型及其经验,在概括相关基本理论和研究方法的基础上,对我国银行有关融资风险管理的基本状况及其特点加以研究,系统介绍大宗商品融资的基本原理以及发展沿革,针对JHQD分行大宗商品贸易融资风险现状、成因进行详细的剖析,针对存在的风险识别、计量、监测与控制方面和风险处置方面问题提出防范大宗商品贸易融资风险的对策建议。其中,特别是在对JHQD分行内部对融资风险的宏观与微观成因分析的基础上,注重对目前国际市场上最新的风险管理经验加以借鉴,提出切实可行的防控措施,建议银行内部需要学习国际相关风险防范和控制的经验,加强银行人员培训,全面提高工作人员的综合素质;加强风险防控观念,调整管理结构;合理规划融资结构,创新融资方式和降低融资风险;分清岗位职责;依据客户的风险和收益选择客户,加强商品融资风险识别。基于此,本研究结合文献资料综述研究方法、调查研究和比较分析法、案例研究与规范研究相结合方法,查阅了相关票据、经济法内容以及最新版银行实务等资料,结合国际最新研究统计文献,对大宗商品融资中存在的问题加以分析,并在相关理论研究的基础上,制定可行、合理的风险管控制度及其应对举措,以期为银行系统的大宗商品融资风险管控工作带来一定的启发和理论借鉴价值,具有较强的实用价值。
[Abstract]:Through the case analysis of commodity trade financing risk in JHQD branch, this study systematically combs the relevant data of trade financing risk management at home and abroad, and analyzes the domestic and foreign patterns and experience of bulk trade financing. On the basis of summarizing relevant basic theories and research methods, this paper studies the basic situation and characteristics of financing risk management in China's banks, and systematically introduces the basic principles and development history of commodity financing. In view of the current situation of commodity trade financing risk in JHQD branch, the causes are analyzed in detail, and the countermeasures and suggestions on risk identification, measurement, monitoring and control as well as risk disposal are put forward. Especially on the basis of analyzing the macro and micro causes of financing risk in JHQD branch, the author pays attention to draw lessons from the latest risk management experience in the current international market, and puts forward feasible prevention and control measures. It is suggested that banks should learn from the experience of international risk prevention and control, strengthen the training of bank personnel, improve the comprehensive quality of the staff, strengthen the concept of risk prevention and control, adjust the management structure, and rationally plan the financing structure. Innovating financing methods and reducing financing risks; separating job responsibilities; selecting customers according to the risks and benefits of customers, strengthening the identification of commodity financing risks. Based on this, this study combines the methods of literature review, investigation and comparative analysis, case study and normative study, and looks up the relevant bills, the contents of economic law and the latest edition of banking practice, and so on. Combined with the latest international research and statistical literature, this paper analyzes the existing problems in commodity financing, and on the basis of relevant theoretical research, formulates a feasible and reasonable risk control system and its countermeasures. In order to bring certain inspiration and theoretical reference value for the management and control of commodity financing risk in banking system, it has strong practical value.
【学位授予单位】：山东理工大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F832.33;F724.5

【参考文献】