农村互联网支付困境

发布时间：2018-05-11 16:54

本文选题：农村互联网 + 电子银行业务　；参考：《中国金融》2017年10期

【摘要】：正近年来,人民银行在农村地区积极推广互联网支付业务,取得了显著的成效,但也遇到了一些制约因素。制约因素消费习惯需要培养。目前,农村地区仍习惯于以现金为主要结算方式,主要是现金结算看得见、摸得着,能够面对面的完成结算,没有信用风险和流动性风险。相当一部分农户对手机支付、网上支付的认知度不高,对电子银行业务
[Abstract]:In recent years, the people's Bank of China (PBOC) has made remarkable achievements in promoting Internet payment business in rural areas, but it has also encountered some restrictive factors. The consumption habit of restricting factors needs to be cultivated. At present, rural areas are still used to cash as the main settlement, mainly cash settlement visible, tangible, can complete the settlement face to face, no credit risk and liquidity risk. Quite a number of farmers pay by mobile phone, but the online payment is not high, and the electronic banking business is not high.
【作者单位】：中国人民银行许昌市中心支行;
【分类号】：F724.6;F832.2

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