农村金融供给、主发起行跨区经营与村镇银行网点数量——基于中国865家村镇银行数据的实证分析

发布时间：2018-05-14 05:24

本文选题：农村金融供给 + 主发起行　；参考：《中国农村经济》2017年04期

【摘要】：本文针对村镇银行网点的重要性和中国各村镇银行网点设置数量的差异,从农村金融供给和主发起行跨区经营相结合的视角,构建解释村镇银行网点数量决定机制的概念框架,并基于概念框架的逻辑推论,形成研究假说,进而利用村镇银行发展定位和经营范围由政策统一确立,网点类型单一的独特样本条件,运用865家村镇银行的数据,对研究假说进行了实证检验。结果表明:村镇银行网点数量与所在地区农村金融供给水平呈负向关系,与主发起行跨区经营决策及其经营能力呈正向关系。本文据此进一步提出了政策建议。
[Abstract]:In view of the importance of the village bank network and the difference of the number of the village and town bank network in China, this paper constructs a conceptual framework to explain the mechanism of determining the number of village bank outlets from the perspective of combining the rural financial supply with the inter-district management of the main initiating bank. And based on the logical inference of the conceptual framework, the research hypothesis is formed, and then the unique sample condition of the development orientation and business scope of the village bank is established by the unified policy and the network type is single, and the data of 865 village and town banks are used. The research hypothesis is tested empirically. The results show that there is a negative relationship between the number of rural bank outlets and the level of rural financial supply in the region, and a positive relationship between the number of rural bank outlets and the decision making and management ability of the main initiating banks. In this paper, further policy suggestions are put forward.
【作者单位】：云南财经大学金融学院;宁波大学商学院;
【基金】：国家自然科学基金项目(编号:71273144) 国家社会科学基金项目(编号:12CJY061)、(编号:16CJY073) 浙江省自然科学基金项目(编号:LQ16G030002)联合资助
【分类号】：F832.35

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