我国互联网金融系统性风险的特点、形成和监管研究

发布时间：2018-05-16 12:17

  本文选题：互联网金融 + 系统性风险　； 参考：《改革与战略》2017年05期

【摘要】：互联网金融市场比较脆弱、互联网金融监管模式与机制存在不足、金融体系固有的周期性、过度渗透的信息技术、互联网企业规避监管的能力更强、监管法律法规和政策严重滞后、市场参与者培育还不成熟等原因,使互联网金融易形成系统性风险。文章认为,应健全法律法规和制度,从微观监管转向宏观监管,处理好互联网金融监管的几组关系,加强对重点机构与平台的监控,加强防范互联网金融系统性风险。
[Abstract]:The Internet financial market is relatively fragile, Internet financial supervision models and mechanisms are inadequate, the inherent periodicity of the financial system, over-penetration of information technology, and the ability of Internet enterprises to circumvent regulation are even stronger. Regulatory laws, regulations and policies lag behind, and market participants are not mature, which makes Internet finance easy to form systemic risks. The article holds that we should perfect laws, regulations and systems, change from micro supervision to macro supervision, deal with several groups of relationships of Internet financial supervision, strengthen the monitoring of key institutions and platforms, and strengthen the prevention of systematic risks of internet finance.
【作者单位】： 河南财政金融学院;
【基金】：2016年度河南省科技厅软科学项目“高职院校提升科技社会服务能力问题研究”(项目编号:162400410166)
【分类号】：F724.6;F832
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本文编号：1896778