P2P网贷债权市场中违约舆情的传染机制

发布时间：2018-05-21 08:45

  本文选题：PP网贷 + 债权转让　； 参考：《金融论坛》2017年11期

【摘要】：本文基于传染病模型,分析P2P债权转让模式和违约舆情传染机制,并进行模拟仿真。结果发现,当转让债权人传染再生数超过阀值时,P2P恐慌情绪传染将始终存在,并导致P2P平台陷入危机。当债权市场转让标受网络舆情影响急剧上升时,情绪传染时间将会缩短,债权市场中的转让标存量将会倍增,导致债权市场功能丧失,并陷入危机。
[Abstract]:Based on infectious disease model, this paper analyzes P2P debt transfer model and public opinion contagion mechanism of breach of contract, and simulates it. The results show that when the number of transfer creditor contagion reproduces exceeds the threshold, peer-to-peer panic contagion will always exist and lead to the crisis of P2P platform. When the transfer mark of creditor's rights market is affected by network public opinion, the time of emotional contagion will be shortened, and the quantity of transfer mark will be doubled, which will lead to the loss of the function of creditor's market and the crisis.
【作者单位】： 江苏大学财经学院;华南理工大学经济与贸易学院;
【基金】：国家社科基金一般项目(16BGL049、15BJY149) 国家教育部青年基金项目(14YJC790106)
【分类号】：C912.63;F724.6;F832.4
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本文编号：1918518