种粮大户正规信贷供需规模影响因素及贡献率测度——基于辽宁省582户种粮大户调研数据的实证分析

发布时间：2018-05-25 08:50

本文选题：种粮大户 + 正规信贷　；参考：《农业技术经济》2017年06期

【摘要】：本文利用辽宁省582户种粮大户调查数据,采用扩展的Heckman选择模型,实证分析种粮大户正规信贷需求与供给规模的影响因素,并基于回归的夏普里值分解法,考察各因素的贡献率。研究表明,家庭拥有耕地面积、家庭非生产性资产价值、家庭非农业收入、是否有亲属在乡镇及以上政府部门或金融机构工作等因素都对种粮大户正规信贷需求规模有显著影响,尤其前三个因素的贡献率总和超过94%;正规金融机构信贷供给规模主要受是否有亲属在乡镇及以上政府部门或金融机构工作、家庭年农业收入、家庭拥有耕地面积、家与最近正规金融机构的距离等因素影响,各因素贡献率依次为37.31%、33.10%、7.35%、4.54%。本文提出增加种粮大户社会资本积累,提高种粮大户家庭收入水平,特别是农业收入水平,合理确定经营土地规模等政策建议。
[Abstract]:Based on the survey data of 582 large grain households in Liaoning Province and the extended Heckman selection model, this paper empirically analyzes the influencing factors of formal credit demand and supply scale of large grain producers, and based on the regression Sharpley decomposition method, The contribution rate of each factor was investigated. Studies have shown that households have cultivated land, household value of non-productive assets, household non-agricultural income, Whether there are relatives working in government departments or financial institutions at or above the township level has a significant impact on the scale of formal credit needs of large grain producers. In particular, the total contribution rate of the first three factors exceeds 940.The credit supply scale of formal financial institutions is mainly due to whether relatives work in government departments or financial institutions in towns and above, the annual agricultural income of families, and the area of cultivated land owned by households. The contribution rate of each factor is 37.31, 33.10 and 4.54 respectively. This paper puts forward some policy suggestions such as increasing the accumulation of social capital of large grain growers, raising the income level of large grain farmers, especially the level of agricultural income, rationally determining the scale of land management, and so on.
【作者单位】：沈阳农业大学经济管理学院;
【基金】：国家自然科学基金青年项目“种粮大户的正规信贷约束:识别、决定因素及影响”(编号:71303163)
【分类号】：F302.6;F832.4

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