吉林省农业产业化发展的金融支持研究
发布时间:2018-05-31 08:20
本文选题:吉林省 + 农业产业化 ; 参考:《吉林大学》2017年硕士论文
【摘要】:农业产业化的发展不仅能够促进我国农村的经济发展,也是我国调整农业产业结构、转移农村劳动力、促进农民增收,真正解决“三农”问题,加快我国城乡一体化进程的重要途径。吉林省作为农业大省,是我国重要的农业生产基地之一,农业产业化已经取得了一定程度的进展,但发展水平仍然较低,发展速度相对缓慢,主要原因在于省内大部分地区还没有形成较为完备的农村金融支持体系,各个金融机构也没有建立起相应的机制来满足农业产业化发展过程中的金融需求,严重阻碍了吉林省农业产业化的发展,迫切需要我们对吉林省农业产业化的金融支持进行深入研究。本文的主要研究内容:全文共分为七章,第一章主要介绍了吉林省农业产业化金融支持体系研究的立题依据、国内外研究现状,并确立了本文的研究内容、研究方法与技术路线。第二章主要是对农业产业化金融支持体系等相关概念的界定及本文参考借鉴“农业信贷补贴理论”、“农村金融市场理论”、“不完全竞争市场论”等基础理论的介绍。第三章主要根据吉林省农业产业化金融支持的供需现状,剖析了吉林省农业产业化金融支持中存在的问题。第四章为实证研究。建立灰色关联度模型来计算吉林省农业产业化与金融支持的关联度,得出农业产业化与金融支持的关系,同时分析各金融资源对吉林省农业产业化金融支持的不同贡献度。第五章主要对国外农业产业化金融支持的经验进行了研究,通过吸取国外的先进经验,为后文对策建议的提出奠定了坚实的基础。第六章主要根据现阶段吉林省农业产业化金融支持存在的问题,实证研究的结论,并结合国外的先进经验,提出如何更好地对吉林省农业产业化进行金融支持的对策建议。第七章是结论,得出全文的主要结论。本文的研究结论:第一,不同农业经营主体对于金融的需求存在差别。第二,吉林省农村金融供给体系还不够完善,对农业产业化的有效资金供给不足。第三,吉林省农业产业化和金融支持之间有着较为紧密的联系,农业产业化的发展离不开金融的支持,但吉林省农业产业化的金融支持力度不强,金融资源在吉林省农业产业化进程中的配置不尽合理。第四,吉林省农业产业化金融支持存在的主要问题有农村金融机构信贷供给不足;金融产品单一,服务效率低下;涉农企业贷款较难,融资能力有限;农业金融担保机制缺失;农村信用环境较差;农业保险缺位。针对吉林省的实际情况,并吸取国外的先进经验,可以提出相应的对策包括深化农村金融改革;加大农村金融机构的支农力度;加强金融产品与服务创新,提高金融服务质量;拓展多元化融资渠道,增加资金有效供给;健全农业担保体系,开展多元化担保业务;加快农村信用体系建设;建立多层次的农业保险机制。
[Abstract]:The development of agricultural industrialization can not only promote the economic development of our country's rural areas, but also adjust the agricultural industrial structure, transfer rural labor force, promote the increase of farmers' income, and truly solve the problem of "agriculture, rural areas and farmers". An important way to speed up the process of urban-rural integration in China. Jilin Province, as a big agricultural province, is one of the important agricultural production bases in China. Agricultural industrialization has made some progress, but the level of development is still low and the speed of development is relatively slow. The main reason is that most areas in the province have not yet formed a relatively complete rural financial support system, and various financial institutions have not established corresponding mechanisms to meet the financial needs in the course of the development of agricultural industrialization. The development of agricultural industrialization in Jilin Province is seriously hindered, and it is urgent for us to study the financial support of agricultural industrialization in Jilin Province. The main research contents of this paper are divided into seven chapters. The first chapter mainly introduces the research basis of Jilin Province agricultural industrialization financial support system, the domestic and foreign research status, and establishes the research content of this paper. Research methods and technical routes. The second chapter is the definition of agricultural industrialization financial support system and the introduction of basic theories such as "Agricultural Credit subsidy Theory", "Rural Financial Market Theory", "incomplete Competition Market Theory" and so on. The third chapter analyzes the problems existing in the financial support of agricultural industrialization in Jilin Province according to the current situation of supply and demand of financial support for agricultural industrialization in Jilin Province. Chapter four is an empirical study. The grey relational degree model is established to calculate the correlation degree between agricultural industrialization and financial support in Jilin Province, and the relationship between agricultural industrialization and financial support is obtained. At the same time, the different contributions of financial resources to the financial support of agricultural industrialization in Jilin Province are analyzed. The fifth chapter mainly studies the experience of foreign agricultural industrialization financial support, through absorbing the advanced experience of foreign countries, it lays a solid foundation for the following countermeasures and suggestions. The sixth chapter mainly according to the present Jilin Province agricultural industrialization finance support existence question, the empirical research conclusion, and unifies the foreign advanced experience, proposed how to better carry on the financial support countermeasure suggestion to the Jilin Province agricultural industrialization. The seventh chapter is the conclusion, draws the main conclusion of the full text. The conclusions of this paper are as follows: first, different agricultural operators have different demands for finance. Second, Jilin Province rural financial supply system is not perfect, agricultural industrialization of the effective supply of funds. Third, there is a close relationship between agricultural industrialization and financial support in Jilin Province. The development of agricultural industrialization can not be separated from financial support, but the financial support for agricultural industrialization in Jilin Province is not strong. The allocation of financial resources in the process of agricultural industrialization in Jilin Province is unreasonable. Fourth, the main problems of financial support for agricultural industrialization in Jilin Province are insufficient credit supply of rural financial institutions, single financial products, low efficiency of service, difficult loans of agriculture-related enterprises, limited financing capacity, lack of agricultural financial guarantee mechanism; Rural credit environment is poor; agricultural insurance is absent. According to the actual situation of Jilin Province and drawing on the advanced experience of foreign countries, the corresponding countermeasures can be put forward, including deepening the rural financial reform, increasing the support for agriculture of rural financial institutions, strengthening the innovation of financial products and services, and improving the quality of financial services. Expand diversified financing channels, increase the effective supply of funds; improve the agricultural guarantee system, carry out diversified guarantee business; accelerate the construction of rural credit system; establish a multi-level agricultural insurance mechanism.
【学位授予单位】:吉林大学
【学位级别】:硕士
【学位授予年份】:2017
【分类号】:F832.4;F327
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