PS农商行转型社区银行的组织架构优化设计

发布时间：2018-06-02 07:16

本文选题：PS农商行 + 组织架构设计　；参考：《哈尔滨工业大学》2017年硕士论文

【摘要】：在国际经济政治环境变化复杂的情况下,银行作为现代金融活动的重要媒介对于经济的影响力非常强,而经济活动又通过资产业务影响银行业的经营发展。在我国国内生产总值增长持续放缓情况下,诸多国内银行纷纷寻求转型,而转型的必要基础是一系列的组织架构设计调整。本文主要在综合国内外有关银行组织架构搭建的理论基础上结合当前的经济环境和PS农商行的实际情况,针对PS农商行转型社区银行的目标,为其具体设计相关的组织架构,寻求理论与实际的结合达到有效提升企业效能的目标。目前的PS农商行组织架构中存在的各种问题成为了转型的巨大障碍,如组织架构与业务发展目标不匹配,部门职能设置边界不清晰,员工分工不明确和员工新老比例结构不合理等诸多问题。本文将通过方案设计一一解决相应的问题。首先本文将与组织架构相关的国内外研究情况和部分的重要理论进行了整理,从中梳理出对于组织架构建设重要的理论与方法。然后对PS农商行的现状进行分析评价,分别从法人治理层面和经营管理层面进行剖析,抽丝剥茧的找出目前存在的实际的问题。进而联系组织架构构建理论与方法,建立相应的原则体系,搭建整体思路的框架。最后从转型后的角度出发,针对实际问题,出具具体的设计方案,以达到解决问题的目的。在银行业盈利水平不断下降,竞争业态不断加剧的大背景下,小银行的发展日益艰难。本文选择了一个规模较小的农村商业银行进行分析研究,力图通过实践联系理论,理论指导实践来践行MBA学业中所学到的知识。与此同时更殷切的希望在于它能够为整个行业的小银行提供一个切实可行的计划,为更多的小银行提供一个借鉴的模板。从更宏观的角度来说,它可以给予其他行业一个组织架构设计研究案例并在学术上丰富组织架构的理论研究。
[Abstract]:With the complex changes of international economic and political environment, banks, as an important medium of modern financial activities, have a strong influence on the economy, and economic activities affect the operation and development of the banking industry through the business of assets. With China's GDP growth continuing to slow, many domestic banks have sought to transform, and the necessary basis for the transition is a series of organizational structure design adjustments. On the basis of synthesizing the theories of the banking organization structure at home and abroad, this paper combines the current economic environment and the actual situation of the PS agribusiness bank, aiming at the goal of the transformation community bank of the PS agribusiness bank, designs the relevant organization structure for it. Seeking the combination of theory and practice to achieve the goal of improving the efficiency of enterprises. The problems existing in the organizational structure of PS agribusiness bank have become a great obstacle to the transformation, such as the mismatch between the organizational structure and the business development objectives, the unclear boundaries of department functions, There are many problems such as unclear division of labor and unreasonable structure of new and old proportion of employees. This paper will solve the corresponding problems one by one through the scheme design. First of all, this paper sort out the research situation and some important theories related to the organizational structure, and sort out the important theories and methods for the organizational structure construction. Then it analyzes and evaluates the present situation of PS agribusiness, analyzes the level of corporate governance and management, and finds out the existing practical problems. Then, it establishes the corresponding principle system and the frame of the whole train of thought by connecting with the theory and method of organizational structure construction. Finally, from the point of view of transformation, a specific design scheme is presented to solve the problem. The development of small banks is becoming more and more difficult under the background of declining profit level and increasing competition. This paper chooses a relatively small rural commercial bank for analysis and research, and tries to practice the knowledge learned in the study of MBA through the theory of practical association and theoretical guidance. At the same time, the more fervent hope is that it can provide a practical plan for small banks across the industry and a template for more small banks. From a broader perspective, it can give other industries a case study of organizational architecture design and academically enrich theoretical research on organizational architecture.
【学位授予单位】：哈尔滨工业大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.35

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