金融扶贫模式的新探索:宁夏固原模式

发布时间：2018-06-09 15:33

本文选题：宁夏固原模式 + 贫困户　；参考：《宁夏社会科学》2017年S1期

【摘要】：金融扶贫是我国精准扶贫的重要组成部分。宁夏固原市以提升金融扶贫攻坚的效率为出发点和落脚点,主动探索建立金融扶贫"宁夏固原模式",成为全国金融支持精准扶贫的典型示范。"宁夏固原模式"从管理机制、信用等级、支持方式、信贷创新、宣传教育、风险防范、服务体系、考核方式等八个方面构建了涵盖"政府+金融+产业+贫困户"四个维度的全方位金融扶贫模式,效果非常显著,与国内其他典型的金融扶贫模式相比,具有重要的借鉴意义。建议在全国14个集中连片特困地区有选择地推广"宁夏固原模式"。
[Abstract]:Financial poverty alleviation is an important component of precision poverty alleviation in China. In order to improve the efficiency of financial poverty alleviation, Ningxia Guyuan city took the initiative to explore and establish the "Ningxia Guyuan model", which has become a typical model of national financial support for accurate poverty alleviation. " Ningxia Guyuan model "from management mechanism, credit rating, support mode, credit innovation, propaganda and education, risk prevention, service system," This paper constructs a comprehensive financial poverty alleviation model covering the four dimensions of "poor households of government financial industry" in eight aspects, the effect of which is very remarkable. Compared with other typical financial poverty alleviation models in China, it has important significance for reference. It is suggested that the "Ningxia Guyuan Model" should be popularized selectively in 14 concentrated, continuous and difficult areas of the country.
【作者单位】：人民银行固原市中心支行;哈尔滨银行;
【分类号】：F323.8;F832.43

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