美德科技金融模式对破解我国中小高科技企业融资难的启示

发布时间：2018-06-25 13:05

本文选题：科技金融 + 高科技企业　；参考：《西南金融》2016年01期

【摘要】：我国高科技企业以中小企业为主,这些企业大部分仍处于创业初期,企业融资困难问题突出,造成这一现象的重要原因就在于科技金融的缺位。科技金融是科技与金融产业相互融合的产业,创新是科技与金融结合的主要路径,科技与金融在创新的推动下实现双向融合,运用金融制度的创新安排,最终实现技术创新与金融创新相互叠加的效应。论文分析了中小高科技企业融资需求的特征和融资难的原因,通过分析德国科技金融模式和我国科技金融发展存在的问题,提出我国要进一步推动科技金融深化,形成与实体经济的融资需求基本匹配的金融体系,从而实现科技与金融的真正对接。
[Abstract]:China's high-tech enterprises are mainly small and medium-sized enterprises. Most of these enterprises are still in the initial stage of starting a business. The financing difficulties of enterprises are prominent. The important reason for this phenomenon lies in the absence of science and technology finance. Science and technology finance is the industry that science and technology and finance industry merge mutually, innovation is the main path of the combination of science and technology and finance, science and technology and finance realize bidirectional integration under the impetus of innovation, use the innovation arrangement of financial system. Finally, the effect of technological innovation and financial innovation is realized. This paper analyzes the characteristics of the financing needs of small and medium-sized high-tech enterprises and the reasons for the difficulty in financing. By analyzing the German science and technology finance model and the problems existing in the development of our country's science and technology finance, it points out that our country should further promote the deepening of science and technology finance. Form a financial system that basically matches the financing needs of the real economy, so as to realize the real docking between science and technology and finance.
【作者单位】：湖州职业技术学院;
【基金】：科技部软科学研究“湖州市建设国家创新型试点城市的路径研究”子课题“湖州建设创新型城市背景下金融创新路径研究”成果(课题编号2015CXR11)
【分类号】：F832.46

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