宁夏H农村商业银行业务连续性管理研究

发布时间：2018-07-15 11:47

【摘要】：业务连续性管理是一套一体化的管理流程,能够对潜在的灾难加以辨别分析,帮助企业确定可能发生的冲击对企业运作造成的威胁,并提供一个有效的管理机制来阻止或抵消这些威胁,减少灾难事件给企业带来的损失。在银行业建设全面风险管理体系背景下,按照金融监管机构对业务连续性管理的要求和相关指引,将业务连续性管理作为操作风险的重要部分纳入全面风险管理。论文以宁夏H农村商业银行为研究对象,对其业务情况和支撑业务的信息系统情况进行调研,依据调研情况对该农商行开展业务影响分析和风险评估,采用将国际、国内理论和行业标准,银监会监管要求及同业经验相结合的方法设计模型指标体系,建立业务影响分析模型和风险评估模型,通过对相关要素依据赋值标准进行量化处理,分析得出业务影响分析和风险评估结论。根据业务影响分析和风险评估的结论,制定业务连续性管理策略及规划、业务连续性计划和专项应急预案,开展业务连续性预案的演练和业务连续性管理的持续改进,通过研究建立起该农商行完整的业务连续性管理体系,解决了该农商行在业务连续性管理方面存在的未通过业务影响分析判断业务恢复优先等级、未开展风险评估有效识别和评估风险、未建立完整的业务连续性管理组织架构、未建立涵盖各业务条线和科技条线的业务连续性计划等问题,使得宁夏H农村商业银行应对操作风险突发事件的能力得以有效提升,保障其业务连续运营,提高业务连续性管理水平,维护公众信心和业务正常运营秩序。
[Abstract]:Business continuity management (BCM) is an integrated management process that identifies potential disasters and helps businesses identify threats to their operations caused by potential shocks. It also provides an effective management mechanism to prevent or counteract these threats and reduce the losses caused by disaster events. Under the background of building a comprehensive risk management system in the banking industry, according to the requirements and relevant guidelines of the financial regulatory body for business continuity management, the business continuity management as an important part of the operational risk is incorporated into the overall risk management. This paper takes the Ningxia H Rural Commercial Bank as the research object, carries on the investigation to its business situation and the support business information system situation, carries on the business impact analysis and the risk assessment to the agricultural firm according to the investigation situation, adopts the international, Domestic theories and industry standards, regulatory requirements of the CBRC and experience of the same industry are combined to design the model index system, establish the business impact analysis model and risk assessment model, and quantify the relevant elements according to the assignment criteria. Analysis of business impact analysis and risk assessment conclusions. Based on the conclusions of the business impact analysis and risk assessment, develop business continuity management strategies and plans, business continuity plans and special emergency preparedness plans, conduct business continuity planning exercises and continuous improvement of business continuity management, By studying and establishing the complete business continuity management system of the agribusiness bank, the existence of the business continuity management of the agribusiness bank has been solved, which has not been judged by the business impact analysis to judge the business recovery priority grade. Issues such as the effective identification and assessment of risks, the absence of a complete business continuity management organizational structure and the establishment of business continuity plans covering business lines and technical lines were not carried out, So that Ningxia H rural commercial bank can effectively improve its ability to deal with operational risk emergencies, ensure its business continuous operation, improve the level of business continuity management, maintain public confidence and business normal operation order.
【学位授予单位】：宁夏大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.35

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