京津冀区域产业结构升级的金融支持研究

发布时间：2018-07-16 18:37

【摘要】：产业结构调整是经济发展的重要标志,是社会对资源进行优化配置的过程,而金融是现代经济的核心,它能够对产业结构的调整、升级、优化产生不可替代的支撑作用,这种作用的产生可以通过政策来引导投资的大方向,通过金融体系本身的完善来促进产业结构调整升级。而京津冀区域目前要促进区域协调发展,形成新增长极,就必须要实现区域整体结构升级,而京津冀区域产业结构升级需要金融业来提供有效的支持。本文主要选择产业结构升级中的金融支持作用为研究对象。首先整理相关的国内外研究,并在这些理论基础上,分析与探讨其中的相互作用机理。接着通过真实的现实数据来对京津冀区域产业结构升级现状进行分析,并对京津冀三地的金融发展状况分别研究,从银行业、证券业、保险业三个角度对比京津冀三地金融发展的差异。第三,搜集相关数据,将金融相关比率(FIR)、贷存比(LDR)、直接融资与间接融资的比率(DIR)作为自变量,将产业结构升级程度(UIS)作为因变量,运用EVIEWS7.2数据分析软件,采用VAR模型通过单位根检验、协整检验和格兰杰检验,研究金融促进京津冀产业结构调整升级状况的总体情况,在对总体情况进行定性分析的同时对京津冀三地的效果分别进行实证研究。最后,通过实证分析得出相应的结论,对京津冀区域在支持产业结构升级中存在的问题进行了诊断,并有针对性地提出政策建议,从政府层面、金融监管部门层面和金融机构层面这三个不同的角度全面提出了如何用政策措施和相应的保障措施来增强金融支撑产业结构调整升级的效果。本文的实证研究结论表明:首先,京津冀区域的金融发展与产业结构升级之间都存在着紧密的联系,整体上可以表现为显著的正相关;其次,北京、天津和河北三个不同地区对于不同的金融资源所产生的产业结构升级效果不同,在金融资源分配上面要协调合理;最后,由针对当前京津冀产业结构升级所面临的问题,提出相应的政策建议,更好地推进京津冀整体经济的有效发展以及三个地区经济的协调发展。
[Abstract]:The adjustment of industrial structure is an important symbol of economic development and the process of society's optimal allocation of resources, while finance is the core of modern economy, which can support the adjustment, upgrading and optimization of industrial structure irreplaceable. This kind of effect can guide the investment direction through the policy, and promote the industrial structure adjustment and upgrade through the perfection of the financial system itself. In order to promote the coordinated development of the region and form a new growth pole, the Beijing-Tianjin-Hebei region must realize the upgrading of the regional overall structure, and the upgrading of the industrial structure of the Beijing-Tianjin-Hebei region needs the financial industry to provide effective support. This article mainly selects the financial support function in the industrial structure upgrading as the research object. Based on these theories, the interaction mechanism is analyzed and discussed. Then through the real data to analyze the status quo of the upgrading of the industrial structure of the Beijing-Tianjin-Hebei region, and separately study the financial development of the three places, from the banking industry, the securities industry, This paper compares the differences of financial development between Beijing, Tianjin and Hebei from three angles of insurance industry. Third, collect relevant data, take financial correlation ratio (Fir), loan-to-deposit ratio (LDR), direct and indirect financing ratio (DIR) as independent variables, take the degree of industrial structure upgrading (UIS) as dependent variables, and use EVIEWS7.2 data analysis software. Through unit root test, cointegration test and Granger test, the VAR model is used to study the overall situation of financial promotion of industrial structure adjustment and upgrading in Beijing, Tianjin and Hebei. The qualitative analysis of the overall situation and the effect of Beijing-Tianjin-Hebei are studied. Finally, through the empirical analysis to draw the corresponding conclusions, to the Beijing-Tianjin-Hebei region in support of industrial structure upgrading problems were diagnosed, and targeted to put forward policy recommendations, from the government level, This paper puts forward how to use policy measures and corresponding safeguard measures to enhance the effect of financial support industrial structure adjustment and upgrading from three different angles: financial supervision department level and financial institution level. The empirical results of this paper show that: first, there is a close relationship between financial development and industrial structure upgrading in Beijing-Tianjin-Hebei region, which can be shown as a significant positive correlation on the whole; second, Beijing, Three different regions in Tianjin and Hebei have different effects on upgrading the industrial structure of different financial resources, so we should coordinate and rationalize the allocation of financial resources. Finally, in view of the problems faced by the upgrading of the industrial structure of Beijing-Tianjin-Hebei, The corresponding policy suggestions are put forward to better promote the effective development of the whole economy of Beijing, Tianjin and Hebei and the coordinated development of the three regional economies.
【学位授予单位】：首都经济贸易大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.7;F127

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