金融发展对城镇化影响的实证分析
发布时间：2018-08-05 19:06
【摘要】：我国正处在城镇化推进的关键时期,文章通过理论和实证分析表明,金融发展对城镇化具有十分重要的影响,金融规模的增长对促进城市基础设施建设、城镇住房问题和就业问题的解决、促进农业产品和农村劳动力剩余方面均具有正向影响。实证分析发现,金融系统中存贷款比率上升对城镇化具有负向的影响,表明我国存贷款率上升可能带来的金融风险会对城镇化推进不利,应加强存贷款比率上升可能带来的金融风险的防范和管理。
[Abstract]:China is in the critical period of urbanization. The paper shows that the financial development has a very important impact on urbanization, and the growth of financial scale can promote the construction of urban infrastructure through theoretical and empirical analysis. The settlement of urban housing and employment problems has a positive impact on agricultural products and rural labor surplus. Empirical analysis shows that the increase of deposit and loan ratio in the financial system has a negative impact on urbanization, which indicates that the financial risk caused by the increase of deposit and loan ratio in China will be disadvantageous to the advancement of urbanization. We should strengthen the prevention and management of the financial risks that may be brought by the increase of deposit and loan ratio.
【作者单位】： 广东机电职业技术学院经济贸易学院;
【基金】：国家自然科学基金资助项目(71473090) 教育部人文社会科学研究青年基金项目(14YJC790175)
【分类号】：F299.21;F832
[Abstract]:China is in the critical period of urbanization. The paper shows that the financial development has a very important impact on urbanization, and the growth of financial scale can promote the construction of urban infrastructure through theoretical and empirical analysis. The settlement of urban housing and employment problems has a positive impact on agricultural products and rural labor surplus. Empirical analysis shows that the increase of deposit and loan ratio in the financial system has a negative impact on urbanization, which indicates that the financial risk caused by the increase of deposit and loan ratio in China will be disadvantageous to the advancement of urbanization. We should strengthen the prevention and management of the financial risks that may be brought by the increase of deposit and loan ratio.
【作者单位】： 广东机电职业技术学院经济贸易学院;
【基金】：国家自然科学基金资助项目(71473090) 教育部人文社会科学研究青年基金项目(14YJC790175)
【分类号】：F299.21;F832
【参考文献】
相关期刊论文 前5条
1 姚雪松;兰桂华;刘慧;;金融发展对城镇固定资产投资的影响——基于中国省际面板数据的实证研究[J];吉林工商学院学报;2016年05期
2 姚雪松;凌江怀;罗云;;金融发展对区域资本影响的实证分析[J];统计与决策;2014年19期
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