财政、金融和产业政策协同支持精准扶贫问题研究——以广西为案例

发布时间：2018-08-14 17:40

【摘要】：贫困人口脱贫是全面建设小康社会的底线任务和标志性指标。财政、金融和产业政策是精准扶贫的重要抓手。然而在扶贫实践中,财政、金融和产业政策各自为政、资金分散、缺乏协同效应,以致扶贫政策组合未能充分发挥应有作用。以广西为案例的研究表明,针对边远少数民族地区贫困现状和特点,发挥财政、金融和产业政策的协同作用、支持精准扶贫,要按照财政打基础、金融补缺口、产业促增收的协同框架,因地施策、分类施策、精准到户。具体而言,财政类扶贫资金要按用途精确配置,扶贫产业要精准扶持贫困户就业和持续增收,普惠金融要精准对接贫困户和扶贫龙头企业资金需求;要加大对扶贫龙头企业和贫困户的税收支持和贷款贴息力度,建立和完善保险机制、信用担保机制,从而撬动信贷投入,增强精准扶贫政策合力。
[Abstract]:Poverty alleviation is the bottom line task and landmark index of building a well-off society in an all-round way. Fiscal, financial and industrial policies are important tools for precision poverty alleviation. However, in the practice of poverty alleviation, the policies of finance, finance and industry are separate, the funds are scattered, and there is no synergistic effect, so the policy combination of poverty alleviation fails to play its due role. A case study in Guangxi shows that in view of the present situation and characteristics of poverty in remote ethnic minority areas, the synergy of fiscal, financial and industrial policies should be brought into play to support accurate poverty alleviation. We must lay a foundation for finance and make up the financial gap. The synergistic framework of industry to increase income, as a result of land policy, classified policy, accurate to the household. Specifically, financial poverty alleviation funds should be allocated precisely according to their use, poverty alleviation industries should accurately support poor households' employment and sustained income increase, and inclusive finance should accurately link up the capital needs of poor households and poverty alleviation leading enterprises; It is necessary to increase tax support and discount interest on loans to leading enterprises and poor households, establish and improve insurance mechanisms and credit guarantee mechanisms, thereby leveraging credit input and strengthening the resultant force of precision poverty alleviation policies.
【基金】：中国人民银行南宁中心支行2016年度重点研究课题的研究成果
【分类号】：F127;F812.7;F832.7

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