安徽省金融IC卡应用的调查分析
发布时间：2018-08-28 08:01
【摘要】：随着经济地快速发展,人们生活水平的不断提高,刷卡结算方式开始出现在各行各业,人们应用的频率也在不断提高。刷卡结算的支付方式开始逐步取代传统支付形式,成为我国现阶段较为常用的支付结算方式。金融IC卡应用的重大突破,在改善群众支付环境,便利群众的同时也为商业银行带来新的发展机遇。安徽省是现阶段经济状态一般但是经济增长速度飞快,在金融IC卡的应用方面具有一定的代表性。所以本文选取安徽省的金融IC卡应用现状作为调研对象,希望通过对安徽省金融IC卡应用现状进行具体分析后得到可供借鉴的建议。本文主要分为五个章节。第一章节对调研背景与目的、调研意义、调查方法和研究方法、论文框架和创新不足进行阐述,确定调查研究的可行性。在第二章节中,首先介绍了我国金融IC卡应用的整体状况以及安徽省金融IC卡近年来的趋势变化,然后结合金融IC卡在社会保障领域、城市交通领域、生活消费领域、医疗卫生领域和旅游娱乐领域这五个领域的具体应用情况综合分析当前安徽省金融IC卡应用的发展状况。第三章介绍了调查的过程。首先对被调查人群和数据研究方法进行介绍,然后叙述了问卷发放和回收的过程。第四章节是本文的实证部分,通过SPSS20.0软件对问卷调查所得的数据进行实证分析,根据实证分析结果,得到城市交通因子、日常应用因子、业务对比因子、接触概率因子、优惠增值因子、服务水平因子这六个关键性的影响因子,每个因子对金融IC卡应用的影响方面和程度都不尽相同。再将六个主要影响因子与被调查人群的六项基本信息交叉进行单因素方差分析,深度探讨研究金融IC卡应用的具体原因。第五章节是在前面调查研究的基础上,归纳了安徽省金融IC卡应用中面临的困难,并提出相应的政策建议。
[Abstract]:With the rapid development of economy and the continuous improvement of people's living standard, credit card payment is beginning to appear in various industries, and the frequency of people's application is also increasing. The payment method of credit card settlement has gradually replaced the traditional payment form and become the more commonly used payment and settlement method at the present stage in our country. The major breakthrough in the application of financial IC card not only improves the payment environment of the masses and facilitates the masses, but also brings new development opportunities to commercial banks. Anhui Province is a general economic state at the present stage, but the economic growth rate is fast, which is representative in the application of IC card. Therefore, this paper selects the current situation of financial IC card application in Anhui Province as the research object, hoping to get some suggestions for reference through the specific analysis of the current situation of financial IC card application in Anhui Province. This paper is divided into five chapters. The first chapter describes the research background and purpose, research significance, investigation methods and research methods, the framework of the paper and innovation deficiencies to determine the feasibility of investigation and research. In the second chapter, the author first introduces the overall situation of the application of financial IC card in China and the trend changes of financial IC card in Anhui Province in recent years, and then combines the financial IC card in the social security field, urban transportation field, living consumption field. The development of financial IC card application in Anhui Province is analyzed synthetically. The third chapter introduces the process of investigation. This paper first introduces the survey population and data research methods, and then describes the process of questionnaire distribution and recovery. The fourth chapter is the empirical part of this paper, through the SPSS20.0 software to carry on the empirical analysis to the questionnaire data, according to the empirical analysis result, obtains the city traffic factor, the daily application factor, the business contrast factor, the contact probability factor. The six key factors, namely preferential increment factor and service level factor, have different influences on the application of IC card. Then the six main influencing factors and the six basic information of the investigated population were cross-analyzed by single factor variance analysis, and the specific reasons for the application of the financial IC card were discussed in depth. The fifth chapter sums up the difficulties in the application of financial IC card in Anhui Province on the basis of previous investigation and research, and puts forward corresponding policy recommendations.
【学位授予单位】：安徽财经大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.2
本文编号：2208778
[Abstract]:With the rapid development of economy and the continuous improvement of people's living standard, credit card payment is beginning to appear in various industries, and the frequency of people's application is also increasing. The payment method of credit card settlement has gradually replaced the traditional payment form and become the more commonly used payment and settlement method at the present stage in our country. The major breakthrough in the application of financial IC card not only improves the payment environment of the masses and facilitates the masses, but also brings new development opportunities to commercial banks. Anhui Province is a general economic state at the present stage, but the economic growth rate is fast, which is representative in the application of IC card. Therefore, this paper selects the current situation of financial IC card application in Anhui Province as the research object, hoping to get some suggestions for reference through the specific analysis of the current situation of financial IC card application in Anhui Province. This paper is divided into five chapters. The first chapter describes the research background and purpose, research significance, investigation methods and research methods, the framework of the paper and innovation deficiencies to determine the feasibility of investigation and research. In the second chapter, the author first introduces the overall situation of the application of financial IC card in China and the trend changes of financial IC card in Anhui Province in recent years, and then combines the financial IC card in the social security field, urban transportation field, living consumption field. The development of financial IC card application in Anhui Province is analyzed synthetically. The third chapter introduces the process of investigation. This paper first introduces the survey population and data research methods, and then describes the process of questionnaire distribution and recovery. The fourth chapter is the empirical part of this paper, through the SPSS20.0 software to carry on the empirical analysis to the questionnaire data, according to the empirical analysis result, obtains the city traffic factor, the daily application factor, the business contrast factor, the contact probability factor. The six key factors, namely preferential increment factor and service level factor, have different influences on the application of IC card. Then the six main influencing factors and the six basic information of the investigated population were cross-analyzed by single factor variance analysis, and the specific reasons for the application of the financial IC card were discussed in depth. The fifth chapter sums up the difficulties in the application of financial IC card in Anhui Province on the basis of previous investigation and research, and puts forward corresponding policy recommendations.
【学位授予单位】：安徽财经大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F832.2
【参考文献】
相关期刊论文 前10条
1 宁家骏;;“互联网+”行动计划的实施背景、内涵及主要内容[J];电子政务;2015年06期
2 李东荣;;以移动金融促普惠金融发展[J];中国金融;2014年18期
3 李东荣;;我国电子现金发展相关问题研究[J];金融研究;2014年03期
4 杨海平;;银行卡产品和服务创新主题分析[J];内蒙古金融研究;2014年03期
5 赵本阳;康枫;;金融IC卡行业应用的范畴和策略[J];金融发展研究;2013年10期
6 谢凯;陈进;杨璇;;移动支付业务模式比较及商业银行发展对策研究[J];农村金融研究;2013年03期
7 缪凯;;金融IC卡在企业园区中的应用研究[J];金融发展研究;2012年11期
8 张树强;于建彬;缪凯;;山东省金融IC卡推广的有效途径探析[J];金融发展研究;2011年12期
9 纪潮荣;;商业银行银行卡业务现状及发展创新[J];经营管理者;2009年20期
10 刘芳;;银行卡差异化营销策略分析[J];现代商贸工业;2009年19期
，本文编号：2208778
本文链接：https://www.wllwen.com/jingjilunwen/huobiyinxinglunwen/2208778.html
