中国电子货币发展模式探讨
发布时间：2018-10-09 19:06
【摘要】：目前,随着高新科技信息时代的来临,电子货币作为新时代的产物应运而生。纸币的出现及广泛应用给经济发展和社会进步做出了不可磨灭的贡献,而电子货币对纸币的取代,无疑将是又一次重要里程碑意义事件。目前,电子货币已经成了人们日常生活被普遍接受支付方式,电子货币给人们的生产生活带来了重大的影响。因此,有关于确保电子货币快速、有序的发展模式的探讨是各个专家学者研究和关注的热点。本文首先以马克思理论为理论基础,通过大量的综述研究,对电子货币的相关理论概念进行了界定,阐述了电子货币的起源与产生;然后结合具体问题对电子货币发展现状具体分析,阐述了电子货币现阶段的发展模式,从电子货币在中国的发展和实践中,得出电子货币发展过程中存在的问题,如电子货币发行主体问题、央行监管问题、税务征收与管理等;再次,阐述了西方发达电子货币发展概况,并且与中国电子货币进行对比分析,对中国电子货币发展起到一定的启示作用;最后本文提出了适合中国电子货币发展模式的相关建议,具体包括电子货币发行主体模式、监管模式、税收征管的模式等相关建议,以至于电子货币在未来能够更加迅速、健康的发展。
[Abstract]:At present, with the advent of high-tech information age, electronic money as a product of the new era came into being. The emergence and wide application of paper money have made indelible contributions to economic development and social progress, and the substitution of electronic money for paper money will undoubtedly be another important milestone event. At present, electronic money has become a popular way of payment in people's daily life, and it has brought great influence to people's production and life. Therefore, it is a hot topic for experts and scholars to study and pay close attention to how to ensure the rapid and orderly development of electronic money. In this paper, based on Marx's theory, through a large number of summary studies, the related theoretical concepts of electronic money are defined, and the origin and origin of electronic money are expounded. Then combined with the specific problems of the development of electronic money specific analysis of the current development model of electronic money, from the development and practice of electronic money in China, the development of electronic money in the process of development problems, Such as the subject of electronic money issue, central bank supervision, tax collection and management, etc. Thirdly, this paper expounds the general situation of the development of developed electronic money in the West, and makes a comparative analysis with China's electronic money. Finally, this paper puts forward some suggestions suitable for China's e-money development model, including the electronic money issuing subject model, supervision model, tax collection and management model, and so on. So that electronic money in the future can be more rapid, healthy development.
【学位授予单位】：河南财经政法大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F822
本文编号：2260443
[Abstract]:At present, with the advent of high-tech information age, electronic money as a product of the new era came into being. The emergence and wide application of paper money have made indelible contributions to economic development and social progress, and the substitution of electronic money for paper money will undoubtedly be another important milestone event. At present, electronic money has become a popular way of payment in people's daily life, and it has brought great influence to people's production and life. Therefore, it is a hot topic for experts and scholars to study and pay close attention to how to ensure the rapid and orderly development of electronic money. In this paper, based on Marx's theory, through a large number of summary studies, the related theoretical concepts of electronic money are defined, and the origin and origin of electronic money are expounded. Then combined with the specific problems of the development of electronic money specific analysis of the current development model of electronic money, from the development and practice of electronic money in China, the development of electronic money in the process of development problems, Such as the subject of electronic money issue, central bank supervision, tax collection and management, etc. Thirdly, this paper expounds the general situation of the development of developed electronic money in the West, and makes a comparative analysis with China's electronic money. Finally, this paper puts forward some suggestions suitable for China's e-money development model, including the electronic money issuing subject model, supervision model, tax collection and management model, and so on. So that electronic money in the future can be more rapid, healthy development.
【学位授予单位】：河南财经政法大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F822
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