中国互联网金融风险特殊性研究
发布时间:2018-11-15 22:00
【摘要】:自2015年以来,泛亚、e租宝、大大集团、中晋资产等动辄百亿级理财平台的风险暴露,使互联网金融成为当前监管部门及各研究领域关注的焦点。这些问题的发生不仅影响金融市场,影响社会经济的稳定,而且是对投资者财产的欺诈性剥夺,透支了消费者信心,阻碍互联网金融自身的健康持续发展。究其原因,我国互联网金融在短期内飞速发展,而相关法律出现空白和监管缺位,应是当前互联网金融问题频发的主要源头。
[Abstract]:Since 2015, the risk exposure of Pan-Asia, e-Zubo, Big Group, Zhongjin assets and so on makes Internet finance become the focus of the current regulatory and research fields. These problems not only affect the financial market and the stability of social economy, but also deprive investors of their property fraudulently, overdraw consumers' confidence and hinder the healthy and sustainable development of Internet finance itself. The reason is that the Internet finance in our country develops rapidly in a short period of time, and the blank of relevant laws and the absence of supervision should be the main source of the frequent occurrence of Internet financial problems at present.
【作者单位】: 中国人民银行研究局(所);
【分类号】:F724.6;F832
本文编号:2334519
[Abstract]:Since 2015, the risk exposure of Pan-Asia, e-Zubo, Big Group, Zhongjin assets and so on makes Internet finance become the focus of the current regulatory and research fields. These problems not only affect the financial market and the stability of social economy, but also deprive investors of their property fraudulently, overdraw consumers' confidence and hinder the healthy and sustainable development of Internet finance itself. The reason is that the Internet finance in our country develops rapidly in a short period of time, and the blank of relevant laws and the absence of supervision should be the main source of the frequent occurrence of Internet financial problems at present.
【作者单位】: 中国人民银行研究局(所);
【分类号】:F724.6;F832
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