互联网金融的特殊性与一般性及其监管探讨
发布时间：2018-11-21 19:45
【摘要】：当前互联网金融发展对传统金融业务与市场形成强烈冲击,但其颠覆、规范、监管等问题也引发了业界与理论研究的重视。本文通过对互联网金融创新、开放、普惠、民主等特殊性以及金融本质、风险、监管等一般性的分析,认为互联网金融的本质仍然是金融,监管当局应当根据互联网金融模式的功能不同而采取相应的监管方式。
[Abstract]:The current development of Internet finance has a strong impact on the traditional financial business and market, but its subversion, standardization, supervision and other issues have also aroused the attention of the industry and theoretical research. Based on the general analysis of Internet financial innovation, openness, inclusiveness, democracy, and the nature of finance, risk and supervision, this paper holds that the essence of Internet finance is still finance. The regulatory authority should adopt the corresponding supervision method according to the function of internet finance model.
【作者单位】： 合肥工业大学管理学院;安徽财经大学商学院;
【基金】：国家自然科学青年项目“面向交易和服务过程的民营中小银行经营模式及相关政策研究”(71403001) 安徽财经大学校级科研项目“商业银行公司治理与社会责任研究”(ACKY1439)阶段性成果
【分类号】：F724.6;F832
，
本文编号：2348090
[Abstract]:The current development of Internet finance has a strong impact on the traditional financial business and market, but its subversion, standardization, supervision and other issues have also aroused the attention of the industry and theoretical research. Based on the general analysis of Internet financial innovation, openness, inclusiveness, democracy, and the nature of finance, risk and supervision, this paper holds that the essence of Internet finance is still finance. The regulatory authority should adopt the corresponding supervision method according to the function of internet finance model.
【作者单位】： 合肥工业大学管理学院;安徽财经大学商学院;
【基金】：国家自然科学青年项目“面向交易和服务过程的民营中小银行经营模式及相关政策研究”(71403001) 安徽财经大学校级科研项目“商业银行公司治理与社会责任研究”(ACKY1439)阶段性成果
【分类号】：F724.6;F832
，
本文编号：2348090
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