P2P发展的国际经验及我国网络借贷市场的发展
发布时间：2019-01-27 19:59
【摘要】：互联网金融是指借助于互联网技术、移动通信技术实现资金融通、支付和信息中介等业务的新兴金融模式,既不同于商业银行间接融资,也不同于资本市场直接融资的融资模式。目前来看,我国互联网金融市场内的网络借贷市场以P2P网络信贷公司为主要代表,我们将进行详细的分析,并从中引出互联网金融背景下民间借贷市场的新发展和有关其借贷利率的市场化的探索研究。
[Abstract]:Internet finance refers to the emerging financial mode of financing, payment and information intermediation by means of Internet technology and mobile communication technology, which is different from indirect financing by commercial banks. Also is different from the capital market direct financing pattern. At present, the network lending market in China's Internet financial market is mainly represented by P2P network credit companies. We will conduct a detailed analysis. It also leads to the new development of the private lending market under the background of Internet finance and the exploration and research on the marketization of its lending interest rate.
【作者单位】： 福建社会科学院;
【基金】：2017年福建省社科规划项目“中国利率走廊机制的构建问题”(FJ2017B040)
【分类号】：F724.6;F832.4
[Abstract]:Internet finance refers to the emerging financial mode of financing, payment and information intermediation by means of Internet technology and mobile communication technology, which is different from indirect financing by commercial banks. Also is different from the capital market direct financing pattern. At present, the network lending market in China's Internet financial market is mainly represented by P2P network credit companies. We will conduct a detailed analysis. It also leads to the new development of the private lending market under the background of Internet finance and the exploration and research on the marketization of its lending interest rate.
【作者单位】： 福建社会科学院;
【基金】：2017年福建省社科规划项目“中国利率走廊机制的构建问题”(FJ2017B040)
【分类号】：F724.6;F832.4
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