新兴技术助力商业银行智能化发展与创新
发布时间：2019-06-04 00:20
【摘要】：随着近年来互联网金融的崛起,商业银行纷纷面临着向商务智能化企业转型的压力。面对新一轮科技革命的浪潮,我国银行业如何借助新兴技术完成智能化转型和自身价值提升是一个需要长期研究的课题。本文首先对比了2011~2015年间我国银行业IT投资规模以及我国主要商业银行的商业智能发展成果;其次,针对BI Intelligence的研究报告以及Gartner新兴技术周期曲线提出的新技术发展趋势分析了为来会为银行业带来变革的新兴技术;再次,分析了商业银行发展新兴技术的两种模式及其工作界面;最后,针对未来商业银行应用新兴技术开展智能化发展创新提出了意见和建议。
[Abstract]:With the rise of Internet finance in recent years, commercial banks are facing the pressure of transformation to business intelligent enterprises. In the face of the wave of a new round of scientific and technological revolution, how to complete the intelligent transformation and self-value enhancement of China's banking industry with the help of new technologies is a topic that needs to be studied for a long time. Firstly, this paper compares the scale of IT investment in China's banking industry in 2011 / 2015 and the development results of business intelligence in the main commercial banks in China. Secondly, according to the research report of BI Intelligence and the development trend of new technology put forward by Gartner emerging technology cycle curve, this paper analyzes the new technology which will bring change to the banking industry. Thirdly, this paper analyzes two modes of developing new technologies and their working interfaces of commercial banks. Finally, some suggestions and suggestions are put forward for commercial banks to apply emerging technologies to carry out intelligent development and innovation in the future.
【作者单位】： 中国工商银行博士后科研工作站;中国科学院大学博士后科研流动站;中国工商银行城市金融研究所;
【分类号】：F832.2
本文编号：2492337
[Abstract]:With the rise of Internet finance in recent years, commercial banks are facing the pressure of transformation to business intelligent enterprises. In the face of the wave of a new round of scientific and technological revolution, how to complete the intelligent transformation and self-value enhancement of China's banking industry with the help of new technologies is a topic that needs to be studied for a long time. Firstly, this paper compares the scale of IT investment in China's banking industry in 2011 / 2015 and the development results of business intelligence in the main commercial banks in China. Secondly, according to the research report of BI Intelligence and the development trend of new technology put forward by Gartner emerging technology cycle curve, this paper analyzes the new technology which will bring change to the banking industry. Thirdly, this paper analyzes two modes of developing new technologies and their working interfaces of commercial banks. Finally, some suggestions and suggestions are put forward for commercial banks to apply emerging technologies to carry out intelligent development and innovation in the future.
【作者单位】： 中国工商银行博士后科研工作站;中国科学院大学博士后科研流动站;中国工商银行城市金融研究所;
【分类号】：F832.2
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