内蒙古金融效率对经济增长影响的研究

发布时间：2018-03-14 08:29

本文选题：金融效率　切入点：储蓄动员效率　出处：《内蒙古财经大学》2016年硕士论文　论文类型：学位论文

【摘要】：众所周知,金融在经济发展中起着至关重要的作用。尤其是在改革开放以来,随着市场经济体制的确定和国内经济的迅速发展,金融行业得到了快速的发展和进步,并且在这一过程中,金融业对经济发展的贡献程度也在不断加深。很多学者经过研究金融理论认为可以把金融效率作为经济的一个焦点,因为金融效率可以增进经济增长的效率和速度,并起着决定的作用。同时,金融效率与经济增长之间相互作用关系也一直是学术界近年来讨论热点。在现代化的市场经济体制中,金融业作为重要因素,在推动经济发展的进程中,金融的效率可以说是起到了特别关键的作用。金融效率的问题逐步被大家重视起来。在一个地区或国家中,经济发展的快速程度将直接决定了一个地区或国家的综合实力,而其中经济发展的好坏的直接决定因素就是与其对应的金融效率。不可否认,金融效率的良好运行必定会带动一个国家或地区经济实现飞速发展。在“一带一路”战略的提出以及经济发展新常态的背景下,为国家或地区的经济发展必定会带来新的发展契机,对内蒙古亦是如此,因此内蒙古必须抓住这个好机会带动区域发展。在经济发展的过程中有众多的影响要素,其中不可或缺的当属金融了,因为金融不仅可以为经济建设提供所需的资金建设,同时能够对资金进行合理的资源配置。在供给资金和进行资金的分配时,金融效率的作用就凸现出来了。所以在推动内蒙古经济发展的进程中一个重要的步骤就是分析内蒙古的金融效率,研究其是如何影响内蒙古经济增长的。笔者以内蒙古整个地区的经济为出发点,进而分析内蒙古的金融效率对内蒙古的经济发展到底有怎样的影响。在理论研究的基础部分,包括了金融效率的理论和经济增长的理论,在此基础上,进而分析了内蒙古的金融效率对经济增长的影响等。实证分析中运用因子分析、计量分析等。其中在进行内蒙古金融效率分析时运用因子分析对内蒙古的储蓄动员率、投资投向率以及储蓄投资的转化率和综合金融效率进行了实证分析,接着运用计量分析方法分析了内蒙古的金融效率对内蒙古地区经济增长的影响,得出了两者的关系式。在进行实证分析后,对实证结果进行了总结,同时从内蒙古的储蓄动员率、投资投向效率和储蓄投资转化率三个方面提出了改善内蒙古金融效率,并依此来推动内蒙古地区的经济发展。本文的主要结论:从整体上看,内蒙古地区的金融效率呈现“由弱变强,再转弱”的趋势。内蒙古地区的综合金融效率虽然出现过下降的趋势,但是总体上在不断的提升,说明内蒙古的金融业在不断进步,金融效率在不断提高;通过计量分析,内蒙古的储蓄动员率、储蓄投资转化率和投资投向率与内蒙古地区的经济增长在长期存在着关系。这也是本文重要的结论。在计量分析中我们看到,内蒙古地区的储蓄动员率、储蓄投资转化率和投资投向率在内蒙古经济增长的影响上都是正向的。但是,在对经济的影响上储蓄动员率、储蓄投资转化率和投资投向率又是各有差异的。最后,从储蓄动员率、投资投向效率和储蓄投资转化效率角度来改善内蒙古的综合金融效率,促进经济发展的。
[Abstract]:As everyone knows, finance plays an important role in the economic development. Especially since the reform and opening-up, with the rapid development of the establishment of market economic system and the domestic economy, the financial industry has been rapid development and progress, and in this process, the degree of contribution to the economic development of the financial industry has been continuously deepened. Many scholars consider the financial theory and financial efficiency as a focus of the economy, because the speed and efficiency of financial efficiency can promote economic growth, and plays a decisive role. At the same time, the relationship between financial efficiency and economic growth has been the academic circles in recent years. The focus of discussion in the modern market economy system in the financial industry as an important factor in promoting the process of economic development, financial efficiency can be said to play a special key role. Financial efficiency point Further we pay attention to it. In a region or country, rapid economic development level will directly determine the comprehensive strength of a country or region, and the financial efficiency which directly determines the quality of economic development factor is the corresponding. Admittedly, the good operation of financial efficiency will drive an economy countries or regions to achieve rapid development. In the "The Belt and Road" strategy and economic development in the context of the new normal, for a country or region's economic development will bring new development opportunities, but also to Inner Mongolia, so Inner Mongolia must seize this opportunity to promote regional development. There are many factors in the process of in the economic development, which is an indispensable financial, because finance can not only provide the funds required for the construction of economic construction, at the same time can carry on the reasonable resources of funds In the supply of funds and allocation. Allocation of funds, the financial efficiency of the isreleased. So in the process of promoting the economic development of Inner Mongolia, an important step is to analyze the financial efficiency of Inner Mongolia, its research is how to affect the economic growth of Inner Mongolia. The whole area of Inner Mongolia economy as the starting point, then the analysis of financial efficiency of Inner Mongolia in the end how to impact on the economic development of Inner Mongolia. On the basis of theory research, including the financial efficiency theory and economic growth theory, on this basis, and then analyzes the financial efficiency of Inner Mongolia's influence on economic growth. The factor analysis with empirical analysis, quantitative analysis factor analysis. The mobilization rate of Inner Mongolia in Inner Mongolia were analyzed using the savings of financial efficiency, investment rate and transformation rate of savings and investment in Alloy melting efficiency is analyzed, then we use the quantitative analysis method of analysis of the financial efficiency of Inner Mongolia's influence on economic growth in Inner Mongolia, the relation of the two. In the empirical analysis, the empirical results are summarized, and the mobilization rate from Inner Mongolia savings, investment efficiency and savings investment conversion rate of three aspects are put forward to improve the financial efficiency of Inner Mongolia, and in order to promote the economic development of Inner Mongolia. The main conclusions of this paper: on the whole, the financial efficiency of Inner Mongolia area "from weak to strong, then weak trend. Comprehensive financial efficiency in Inner Mongolia although there have been a downward trend, but on the whole in continuous improvement, indicating that Inner Mongolia's financial industry is in progress, and constantly improve the financial efficiency; through econometric analysis, Inner Mongolia savings mobilization rate, savings investment conversion The rate and investment rate and the economic growth of Inner Mongolia in the long term relationship exists. This is also the important conclusion. We see in the econometric analysis, the mobilization of savings rate in Inner Mongolia, saving investment conversion rate and investment rate in Inner Mongolia economic growth are positive. However, the effect on on the economic mobilization of savings rate, savings investment conversion rate and investment rate is also different. Finally, the mobilization rate from savings, investment efficiency and savings investment conversion efficiency to improve the comprehensive financial efficiency of Inner Mongolia, to promote economic development.

【学位授予单位】：内蒙古财经大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：F832.7;F127

【参考文献】