A省农村信用社个人信贷管理系统的设计与实现

发布时间：2018-04-19 11:17

本文选题：个人信贷管理系统 + UML建模　；参考：《湖南大学》2016年硕士论文

【摘要】：伴随着我国经济的进一步发展,农村经济也得到了进一步的发展,人们生活水平得到了进一步的提高,A省农村信用社的信贷业务也取得了长足的发展。以前的信贷管理系统已经不能满足当前农村信用社的需求,为了使农村信用社的信贷管理系统能够更好地为农村经济保驾护航,需要有更加先进的个人信贷管理系统,要在原有信贷系统的基础上,增加新的符合当前业务需求的功能。在互联网飞速发展的今天,先进的网络技术能够为信贷业务提供有力的支持,使信用社工作人员可以从繁杂的工作中解放出来,同时能够更加合理地管理信贷业务。A省农信社信贷管理系统在实施的过程当中主要用到了基于TCP/IP的网络通信技术、UML建模技术、Java EE技术、数据库技术等。系统要经过一定的软件开发过程,首先在原有系统的基础上进行需求分析,接着进行概要设计、详细设计及编程,通过这些阶段,能够实现需求分析提出的各项功能,每个功能模块都能达到系统的要求,客户信息管理实现了客户基本信息、财务信息、客户状态信息等的添加、修改以及删除;贷款审批管理实现了贷款发放之前的审批流程,是贷款发放前的重要准备;贷款发放包括合同签订、贷款发放流程管理等内容;贷后管理则是对贷款发放以后信贷的监管与本息的收回;查询分析与统计则是对整体信贷信息的汇总统计,也是本文的创新点,对信贷业务的分析至关重要。本系统的运行将会大大提高A省农信社信贷管理工作人员的工作效率,将会使信用社对客户信息及信贷业务信息的管理更为安全便捷,从而推动A省农信社个人信贷业务的快速发展。
[Abstract]:With the further development of China's economy, the rural economy has also been further developed, and the living standard of rural credit cooperatives has been further improved.The former credit management system can no longer meet the needs of the current rural credit cooperatives. In order to make the credit management system of the rural credit cooperatives better protect the rural economy, we need a more advanced personal credit management system.On the basis of the existing credit system, add new functions that meet current business needs.With the rapid development of the Internet today, advanced network technology can provide strong support for credit business, so that the staff of credit cooperatives can be liberated from the complicated work.At the same time, it can manage the credit business more reasonably. In the process of implementing the credit management system, the network communication technology based on TCP/IP is mainly used, such as Java EE technology, database technology and so on.The system has to go through a certain process of software development. Firstly, the requirement analysis is carried out on the basis of the original system, and then the summary design, detailed design and programming are carried out. Through these stages, the functions proposed by the requirement analysis can be realized.Each functional module can meet the requirements of the system. Customer information management realizes the addition, modification and deletion of customer basic information, financial information, customer status information, etc.Loan issuance includes the signing of contracts, the management of loan issuance process, the supervision of credit after loan issuance and the recovery of principal and interest.Query analysis and statistics is the aggregate statistics of the overall credit information, is also the innovation of this paper, the analysis of credit business is very important.The operation of the system will greatly improve the work efficiency of the credit management staff of province A rural credit cooperative, and will make the management of customer information and credit business information more safe and convenient.So as to promote a province of rural credit cooperatives personal credit business rapid development.
【学位授予单位】：湖南大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：TP311.52

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