金融可得性、非农就业与农民收入——基于CHFS数据的实证研究

发布时间：2018-03-04 23:05

  本文选题：金融可得性　切入点：非农就业　出处：《经济科学》2017年02期 　论文类型：期刊论文

【摘要】：本文基于微观视角分析了金融可得性通过影响非农就业来影响农民收入的作用机制,然后利用中国家庭金融调查(CHFS)数据进行了实证检验。结果表明:一个地区金融可得性的提高有助于提升当地农村家庭的非农就业水平,在控制了变量的内生性之后,金融可得性每提高1%,农村家庭的非农就业水平将提升1.74%;同时,一个地区的金融可得性对当地农村家庭人均纯收入具有显著正向影响,且这种正向影响大部分可归因于金融可得性提高带来的家庭非农就业水平的提升,即金融可得性可通过影响农村家庭非农就业,进而影响农民收入。进一步考察金融可得性对不同财富水平农村家庭影响的异质性发现,金融可得性通过非农就业渠道的增收效应在财富较少的农村家庭中更加明显。
[Abstract]:Based on the micro perspective analyzes financial availability by influencing the non-agricultural employment mechanism to influence the income of farmers, and then use the Chinese Household Finance Survey (CHFS) data for the empirical test. The results show that help to improve the rural household financial when a region can get improved employment level after the endogenous control variables, financial availability every 1% increase in rural family non-agricultural employment level will increase by 1.74%; at the same time, finance an area to have a significant positive impact on the per capita net income of rural households and local, this positive effect most can be attributed to the financial availability of raising a family of non-agricultural employment the level of improvement brought by the financial, which can affect the availability of rural households and non-agricultural employment, affect the income of the farmers. Further investigation of the financial availability of different wealth levels of rural families. The heterogeneity of the financial availability is found to be more evident in rural households with less wealth through the non farm employment channel.

【作者单位】： 南京农业大学金融学院;
【基金】：国家自然科学基金青年项目“农村非正规金融的收入效应及其正规化研究”(项目编号:71403124) 江苏高校哲学社会科学研究项目“市场导向下农村金融改革中政府作用研究”(项目编号:2015SJD091)资助
【分类号】：F832;F249.2;F323.8
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本文编号：1567682