M乡现代烟草农业融资模式与发展对策研究

发布时间：2018-03-22 08:16

本文选题：现代烟草农业　切入点：战略研究　出处：《吉林大学》2015年硕士论文　论文类型：学位论文

【摘要】：随着我国对农业现代化发展的重视以及现代农业的快速发展，作为农业现代化发展的重要组成部分，现代烟草农业也拥有着同现代农业相同的特点和要求。现代农业的核心是科学化，建设现代烟草农业，必须要坚持使用现代化的科学技术实施对传统烟草农业的改造。加快烟草农业科技创新体系的构建进程，之所以称为现代烟草农业，主要为了区别于历史上的传统烟草农业，尤其强调以现代科学和技术知识为强大背景支柱，以现代化的工业装备和机械化工具为强大的物质条件，现代化的管理经验和产业化经营为最基本的途径，在重视城乡结合、工农协调发展的前提下，将农业生产的前、中和后期紧密融合，将农业、工商业、贸易形成一体化的综合性产业。 M乡全乡总幅员面积484平方公里，历史悠久，景色优美，植被覆盖率高、生态无污染，自2003年开始种植烟叶，至今已有十多年的烟草种植历史，烟叶种植已经遍布该乡9个行政村，60余户烟农，种植面积达240公顷，技术基础强，技术保障体系较为完善，，实用技术推广成效显著，总产值近千万元，经济效益显著，近年来经过有关部门检测，全乡域内80%的耕地是适宜烟叶种植的沙性土壤，这种土壤钾离子含量高，通透性好，有利于热能肥料空气传导，能够满足烟叶各生长阶段的生理需求，烟叶的内在质量好，深受烟叶系统的好评和行业的青睐。虽然占据着得天独厚的自然条件，但面临的问题依然很多，像生产加工各环节资金不足，对于当地烟农而言，银行贷款门槛较高、手续较繁杂。M乡农业基础设施薄弱，包括烟田水、电、路等配套设施在内的抵御自然灾害的能力还不强，仍需要大量资金进行建设。当地农业产业化水平较低，农民增收的渠道窄，一些龙头企业规模小，拉动能力弱，同农民联结机制不健全。土地集中连片是规模化种植、集约化经营的根本要求，是烟叶生产实现现代化迫切需要解决的问题现行土地政策制约现代农业的进程。本文立足M乡现代烟草农业发展实际，在客观分析“十二五”时期产业发展形势的基础上，结合产业发展规划目标，测算资金需求,研究可行的信用结构和担保方式，结合国家产业政策和有利形势，设计有针对性的融资模式，破解产业发展中面临的资金约束，助推当地现代烟草农业加快发展。本文还将阐述开发性金融的含义以及开发性金融在支持现代农业发展当中起到的巨大作用，为开发性金融有效参与解决三农融资问题以及探索支农信贷的具体投放形式，提供可兹借鉴的经验和可具操作性的建议。
[Abstract]:With the attention paid to the development of agricultural modernization and the rapid development of modern agriculture in China, as an important part of the development of agricultural modernization, Modern tobacco agriculture also has the same characteristics and requirements as modern agriculture. We must persist in the use of modern science and technology to carry out the transformation of traditional tobacco agriculture, and speed up the process of building a scientific and technological innovation system in tobacco agriculture, which is called modern tobacco agriculture mainly in order to distinguish it from the traditional tobacco agriculture in history. Emphasizing, in particular, that modern scientific and technological knowledge is a strong background pillar, modern industrial equipment and mechanization tools as a strong material condition, modern management experience and industrialized management as the most basic means, and that emphasis is placed on the integration of urban and rural areas, Under the premise of coordinated development of industry and agriculture, the former, middle and later stages of agricultural production are closely integrated, and agriculture, industry and commerce and trade are integrated into a comprehensive industry. M Township has a total area of 484 square kilometers, with a long history, beautiful scenery, high vegetation coverage and no ecological pollution. Since 2003, it has grown tobacco leaves, and has been growing tobacco for more than 10 years. Tobacco leaf planting has spread over more than 60 tobacco farmers in nine administrative villages of the township, with an area of 240 hectares, strong technical foundation, a relatively perfect technical support system, remarkable results in practical technical popularization, a total output value of nearly 10 million yuan, and remarkable economic benefits. In recent years, after examination by the relevant departments, 80% of the cultivated land in the whole rural area is a sandy soil suitable for tobacco leaf cultivation. This kind of soil has a high potassium ion content and good permeability, which is conducive to the thermal energy fertilizer air transmission. It can meet the physiological needs of tobacco at various growth stages, and the internal quality of tobacco leaves is good, which is well received by tobacco system and industry. Although it occupies the unique natural conditions, it still faces many problems, such as insufficient funds in all aspects of production and processing. For local tobacco farmers, the bank loan threshold is higher, and the formalities are more complicated. The agricultural infrastructure in the township of .M is weak. The ability to withstand natural disasters, including tobacco fields, water, electricity, roads and other supporting facilities, is not strong enough, and a large amount of funds are still needed for construction. The level of local agricultural industrialization is relatively low, the channels for farmers to increase their incomes are narrow, and some leading enterprises are small in scale. It is the basic requirement of large-scale planting and intensive management that the current land policy restricts the process of modern agriculture which needs to be solved urgently in order to realize the modernization of tobacco production. Based on the development of modern tobacco agriculture in M Township, based on the objective analysis of the industrial development situation in the 12th Five-Year Plan period, combined with the industrial development planning objectives, this paper calculates the capital demand, studies the feasible credit structure and guarantee methods. According to the national industrial policy and favorable situation, to design a targeted financing model to break the financial constraints faced by industry development, This paper will also explain the meaning of development finance and the great role that development finance plays in supporting the development of modern agriculture. For the development finance to participate effectively in solving the financing problems of agriculture, rural areas and farmers, and to explore the specific forms of agricultural credit, and to provide the experience and operable suggestions to be used for reference.
【学位授予单位】：吉林大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.43;F326.12

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