青岛市农民工养老保险“断保”影响因素研究

发布时间：2018-04-06 03:36

本文选题：农民工　切入点：养老保险　出处：《长春工业大学》2017年硕士论文

【摘要】：足够数量的职工持续不断地参加养老保险,是为养老保险提供动力、保障养老保险制度安全可持续运行的基本前提。但是当前我国的养老保险“断保”率连年增长,据统计,在断缴养老保险的人员中有很大一部分是流动就业的农民工。大量的农民工中断缴纳养老保险不仅会使他们在年老后得不到应有的经济来源,同时也会增加我国养老保险的赡养比,对我国养老保险的可持续发展造成巨大的损害。若不能及时处理和解决这一数量庞大且具有强流动性的群体的养老保险问题,则必将危害到我国的养老保险乃至社会保障制度,甚至引起经济波动和社会动荡。因此研究分析影响农民工养老保险“断保”的因素对于解决当前“断保”率高这一问题具有重要的现实意义。本文选取在青岛市务工的农民工作为调查对象,通过调查问卷及二元Logistic回归方法对农民工养老保险“断保”的影响因素进行了实证研究。首先界定了与农民工养老保险“断保”相关的概念及理论,之后对调查问卷的数据进行了统计分析,最后在一系列因素筛选及信度效度检验论证的基础上进行运算分析,根据Logistic回归结果发现:年龄、受教育程度、企业性质、企业是否给投保、是否被拖欠过工资、换工作的次数、养老保险缴费比例、对养老保险的信任程度、对养老保险的了解程度这9个变量对农民工养老保险“断保”产生了显著影响。最后针对这些影响因素提出了建设性意见。主要有:加强养老保险信息的宣传力度、进行农民工职业技能培训与再培训、建立企业欠薪信息公开制度、逐步降低养老保险个人缴费比例、进一步规范我国劳务派遣用工制度。希望能够为减轻我国养老保险断保现状提供建议。
[Abstract]:A sufficient number of staff and workers continue to participate in endowment insurance, which is the basic premise of providing power for pension insurance and ensuring the safe and sustainable operation of pension insurance system.However, the rate of "broken insurance" has been increasing year after year in our country. According to statistics, a large part of the people who broke the pension insurance are migrant workers with floating employment.A large number of migrant workers who interrupt the payment of old-age insurance will not only make them get no due source of income after old age, but also increase the maintenance ratio of pension insurance in China, which will cause great damage to the sustainable development of pension insurance in China.If we can not deal with and solve the problem of endowment insurance of this large number and strong mobility group in time, it will endanger the pension insurance and even the social security system of our country, and even cause economic fluctuation and social turbulence.Therefore, it is of great practical significance to study and analyze the factors that affect the "broken insurance" of peasant workers' pension insurance for solving the problem of high rate of "broken insurance" at present.This paper selects migrant workers working in Qingdao as the research object, and makes an empirical study on the influencing factors of the pension insurance of migrant workers by means of questionnaire and binary Logistic regression method.Firstly, it defines the concept and theory related to the "broken insurance" of migrant workers' pension insurance, then carries on the statistical analysis to the questionnaire data, finally carries on the operation analysis on the basis of a series of factors screening and reliability validity test demonstration.According to the Logistic regression results: age, education level, nature of the enterprise, whether the enterprise is insured, whether the salary is defaulted, the number of times of changing jobs, the proportion of endowment insurance contributions, the degree of trust in the pension insurance,The degree of understanding of endowment insurance has a significant impact on the pension insurance of migrant workers.Finally, some constructive suggestions are put forward in view of these influencing factors.The main measures include: strengthening the publicity of pension insurance information, carrying out vocational skills training and retraining for migrant workers, establishing an open system of information on unpaid wages in enterprises, and gradually reducing the proportion of individual contributions to old-age insurance.We will further standardize our labor dispatch system.Hope to be able to reduce the current situation of pension insurance in China to provide recommendations.
【学位授予单位】：长春工业大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F842.67;F323.89

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