新型农村社会养老保险存在的问题及对策研究

发布时间：2018-05-25 02:34

本文选题：新型农村社会养老保险 + 问题　；参考：《延安大学》2017年硕士论文

【摘要】：基于我国目前的国情,农村社会养老保险作为社保中最基础的体系直接关系到广大农民的生活、养老等社会福利性问题。为了满足居民在养老方面的需求,为其提供更为周到的公共服务以及养老产品,我国进行了大量改革和探索,取得了一定的成绩,但同时存在诸多问题、缺陷,与广大农民的需求还有不小差距,已难以适应社会中关于农村全面发展进步的要求。此种情况下,加强制度改革,推行新型农村养老保险制度,选择相适应国情的农村养老保险模式已刻不容缓。十八大以来随着新农保试点工作得以顺利进行,在此基础上对农村养老问题进行研究,可以为建设适应未来可持续发展的新型农村社会养老保险体系,并对其进一步完善打下良好基础。推行新型农村社会养老保险制度的作用是多方面的,不但可以有效地保障农民基本生活、缩小城乡差距,还能保障农民的基本权利、完善我国社会保障体系,同时也能够确保农村社会的稳定,实现我国和谐发展的目标,从而使我国农村社保体系得以健康全面发展。本文首先对农村社会养老保险的内涵进行了定义,之后又介绍了中国新农保制度的基本发展情况,在该基础上提出了新农保发展面临的主要问题,借鉴了外国农村养老保险的相关经验和对我国的启示。综上,从政府角度着眼,贯彻落实政府职能,建立相应管理机制,拓宽农村养老保险制度等方面提出了相关政策建议,进而推进我国新型农村社会养老保险制度健康可持续发展。
[Abstract]:Based on the current situation of our country, the rural social endowment insurance, as the most basic system in social security, is directly related to the life of farmers, pension and other social welfare issues. In order to meet the needs of the residents in providing for the aged and providing them with more considerate public services and pension products, China has carried out a lot of reforms and explorations, and has made certain achievements, but at the same time there are many problems and defects. There is not a small gap with the needs of the peasants, and it is difficult to adapt to the demands of the overall development and progress of the rural areas. In this case, it is urgent to strengthen the system reform, to carry out the new rural old-age insurance system, and to choose the rural old-age insurance model suitable to the national conditions. Since the 18th National Congress of the Communist Party of China, the pilot work of new rural social insurance has been carried out smoothly. On the basis of this, the study on the rural old-age care problem can be used to build a new rural social endowment insurance system adapted to the future sustainable development. And lay a good foundation for its further improvement. The role of implementing the new rural social endowment insurance system is various. It can not only effectively protect the basic life of farmers, narrow the gap between urban and rural areas, but also protect the basic rights of farmers and improve the social security system of our country. At the same time, it can ensure the stability of rural society, realize the goal of harmonious development of our country, and make the rural social security system of our country develop healthily and comprehensively. This paper first defines the connotation of rural social endowment insurance, then introduces the basic development of the new rural insurance system in China, and then puts forward the main problems facing the development of new rural insurance. Draw lessons from the relevant experience of foreign rural endowment insurance and enlightenment to our country. In summary, from the angle of the government, the author puts forward some relevant policy suggestions, such as carrying out the functions of the government, establishing the corresponding management mechanism, broadening the rural old-age insurance system, etc. And then promote the new rural social endowment insurance system healthy and sustainable development.
【学位授予单位】：延安大学
【学位级别】：硕士
【学位授予年份】：2017
【分类号】：F842.67;F323.89

【参考文献】