内蒙古农村金融发展与农牧民收入增长的关系研究

发布时间：2018-06-25 15:19

本文选题：内蒙古 + 农村金融　；参考：《内蒙古财经大学》2015年硕士论文

【摘要】：中国是传统的农业国家,农业作为国民经济的基础,“三农”问题(农业、农民和农村问题)一直是事关国家发展大局的根基性问题,其中农民收入问题是解决三农问题的核心,无论采用何种途径增加农民收入,都需要大量资金的积累和投入,这都离不开农村金融发展的支持。改革开放以来,内蒙古自治区各级党委和政府一直将“三农三牧”问题作为工作的重中之重,努力将内蒙古建成绿色农畜产品生产加工输出基地,但近些年农牧民收入增长迟缓,而农村金融作为农村牧区经济发展中的核心推动力,无疑是解决“三农三牧”问题,提高农牧民收入的至关因素。本文首先介绍了有关农村金融发展和农牧民收入的相关理论,概述和总结了国内外学者对农村金融、农民收入等理论的定义和阐释,为本文的研究提供了充足的理论依据;其次,了解了农牧民收入的历史发展阶段,并对当前的农牧民收入现状进行了描述性分析后,回顾和总结了当前内蒙古农村金融发展现状以及存在的问题,为下文的分析奠定了现实依据;再次,以上文的论述分析为基点,构建了内蒙古农村金融发展和内蒙古农牧民收入等指标,通过单位根检验、协整检验、VEC模型、格兰杰因果检验、脉冲响应和方差分解等一系列方法对内蒙古农村金融发展与农牧民收入增长的关系进行了实证分析;最后结合实证分析结论,分别从三个方面对推进内蒙古农村金融发展,提高农牧民收入提出合理的、有效的对策建议。经本文分析,内蒙古农牧民收入的提高除了靠自身的积累以外,农村金融发展规模和农村金融发展结构对农牧民收入增长也有明显的促进作用,但农村金融发展效率对农牧民收入增长所起的作用不明显。这需要我们不断的完善农村金融机构体系,加强金融机构深化改革,不断改善支农惠农、支牧惠牧的机制,为农村金融机构创造一个良好的环境,进而增加农牧民收入。
[Abstract]:China is a traditional agricultural country, and agriculture is the foundation of the national economy. The "three rural" issues (agriculture, farmers and rural issues) have always been fundamental issues affecting the overall situation of national development. The problem of farmers' income is the core of solving the problem of agriculture, rural areas and farmers. No matter what way to increase farmers' income, a large amount of capital accumulation and investment are needed, which can not be separated from the support of rural financial development. Since the reform and opening up, the party committees and governments of the Inner Mongolia Autonomous region at all levels have made the issue of "three agriculture, rural areas and three pastures" a top priority of their work, and made efforts to build Inner Mongolia into a base for the production, processing and export of green agricultural and livestock products. However, the income of farmers and herdsmen has been increasing slowly in recent years, and rural finance, as the core driving force in the economic development of rural pastoral areas, is undoubtedly the most important factor to solve the problem of "three agriculture, rural areas and three pastoralists" and to improve the income of farmers and herdsmen. This paper first introduces the related theories of rural financial development and farmers' income, summarizes and summarizes the definition and interpretation of the theories of rural finance and farmers' income, which provides sufficient theoretical basis for the research of this paper. Secondly, after understanding the historical development stage of the income of farmers and herdsmen, and analyzing the current situation of income of farmers and herdsmen, the paper reviews and summarizes the current situation of rural financial development in Inner Mongolia and the existing problems. It lays a realistic foundation for the analysis below. Thirdly, based on the analysis above, the paper constructs the rural financial development of Inner Mongolia and the income of farmers and herdsmen in Inner Mongolia. The VEC model is tested by unit root test and cointegration test. Granger causality test, impulse response and variance decomposition are a series of methods to analyze the relationship between rural financial development and income growth of farmers and herdsmen in Inner Mongolia. This paper puts forward some reasonable and effective countermeasures to promote the development of rural finance and raise the income of farmers and herdsmen in Inner Mongolia from three aspects. According to the analysis of this paper, in addition to its own accumulation, the scale of rural financial development and the structure of rural financial development also play a significant role in promoting the income growth of farmers and herdsmen in Inner Mongolia. But the effect of rural financial development efficiency on income growth of farmers and herdsmen is not obvious. This requires us to constantly improve the rural financial institutions system, strengthen the financial institutions to deepen the reform, constantly improve the mechanism of supporting agriculture and farmers, pastoral benefits, for rural financial institutions to create a good environment, and then increase the income of farmers and herdsmen.
【学位授予单位】：内蒙古财经大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F832.35;F323.8;F224

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