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榆林市金融支持现代农业发展研究

发布时间:2018-08-03 15:24
【摘要】:金融是社会发展永恒的话题,当今中国的发展进程较快,二元经济结构导致城乡差距较大,城市发展过快的同时带来了一系列的社会问题,而农业发展始终停留在落后原始的程度。农业发展过慢,土地的低效率使用以及劳动力资源的浪费,严重阻碍了中国的进步。尤其是中国当前的国情下,我国农业人口大国,农业是我国的立国之本,当前中国的发展离不开农业,尤其是考虑中国当前的国情,一味的发展工业是不现实的,必须大力发展农业,振兴农业,保证中国经济发展的后备力量。现代农业的兴起大大提升了农业发展的效率,加快了农业的进程,促进社会主义的发展。现代农业发展是当今我国农业发展的重中之重,应用先进的科学技术以及完善的农业发展生产资料,促进农村经济合理健康快速发展。但目前现代农业发展的技术理论普及程度不高,发展障碍繁多,尤其是农业金融方面的供给出现一系列亟待解决的问题。农业金融的发展对于农业经济的提升有着尤为重要的作用,是不可忽视的一股力量,但是目前农业发展教育程度落后,技术水平不高,导致农业金融理论与实际难以匹配,严重阻碍农村金融的发展。目前国家的民间资本发展并不健全,过度依赖民间资本风险较大,威胁了正常的农村金融机构发展。农村信用体系不健全,无法做到如大城市那样的信用记录以及信用串联,应该结合农村现状,建立农村信用体系,完善信用制度。并且当前农村金融受到地方政府的干预过多,难以发挥自身价值。榆林是一个资源丰富但是农业发展相对不足的地方,只依赖资源的发展是不全面不长久的发展,榆林必须重视农业的进步,尤其是现代农业的发展,但是榆林在农业发展过程中出现了繁多复杂的问题,重视工业不重视农业,资金缺口较大,农业金融发展不力,导致榆林农业经济发展迟缓,现代农业进程落后。针对一系列问题进行深度研究,结合笔者所学,为榆林市的农村金融发展提供相关政策建议。
[Abstract]:Finance is the eternal topic of social development. Nowadays, the development process of China is fast. The dual economic structure leads to a large gap between urban and rural areas, and the rapid development of cities brings a series of social problems at the same time. Agricultural development has always remained behind the original level. The slow development of agriculture, the inefficient use of land and the waste of labor resources have seriously hindered China's progress. In particular, under the current situation of China, China has a large agricultural population, and agriculture is the foundation of China's nation-building. At present, China's development cannot be separated from agriculture, especially considering the current situation of China, it is unrealistic to blindly develop industry. Must develop agriculture energetically, revitalize agriculture, guarantee the reserve force of Chinese economy development. The rise of modern agriculture has greatly improved the efficiency of agricultural development, accelerated the process of agriculture, and promoted the development of socialism. The development of modern agriculture is the most important part of agricultural development in our country. The application of advanced science and technology and perfect agricultural development means of production can promote the rational and healthy rapid development of rural economy. But at present, the technical theory of modern agriculture development is not high, the development obstacle is various, especially the supply of agricultural finance appears a series of problems that need to be solved urgently. The development of agricultural finance plays a particularly important role in the promotion of agricultural economy and is a force that can not be ignored. However, at present, the level of agricultural development education is backward and the level of technology is not high, which leads to the difficulty of matching the theory and practice of agricultural finance. Seriously hinder the development of rural finance. At present, the development of folk capital in our country is not perfect, the risk of over-reliance on private capital is great, which threatens the development of normal rural financial institutions. The rural credit system is not perfect and can not do the credit record and the credit series as the big city. We should combine the rural present situation, establish the rural credit system, perfect the credit system. And the current rural finance by the local government intervention too much, difficult to play their own value. Yulin is a place rich in resources but relatively deficient in agricultural development. Relying on the development of resources is not a comprehensive and lasting development. Yulin must attach importance to the progress of agriculture, especially the development of modern agriculture. However, there are many and complicated problems in the process of agricultural development in Yulin, such as paying attention to industry, not paying attention to agriculture, the large fund gap and the weak development of agricultural finance, which lead to the slow development of agricultural economy and the backwardness of modern agricultural process in Yulin. In view of a series of problems, combined with the study of the author, to provide relevant policy recommendations for the development of rural finance in Yulin.
【学位授予单位】:西北农林科技大学
【学位级别】:硕士
【学位授予年份】:2015
【分类号】:F327;F832.2

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