新型农村社会养老保险制度减贫效果研究

发布时间：2018-08-14 14:06

【摘要】：2009年9月,国务院决定在我国范围内开展新农保制度的试点工作,农民养老金待遇作为一项重要的民生工程。目前,新农保制度已成为保障农村老年人生活的基本制度安排,已覆盖绝大多数农村适龄人口。进入21世纪后,我国老龄化趋势明显,社会养老压力在逐渐地加大。为了更好地解决老年人的养老需求,尤其是贫困地区老年人的养老需求,缓解农村贫困以及老年贫困是目前我国新农保制度的首要目标。在此背景下,本文从贫困的内涵、特征、分类及养老保险、新农保制度和相关贫困理论出发,结合目前我国农村养老保障现状及新农保制度现状,探寻新农保制度在降低农村贫困率、减轻农村贫困程度以及缓解农村返贫现等方面的减贫效果,综合分析现阶段新农保制度减贫效果当中主要存在着政府财政失责、集体补助缺失、新农保养老基金运营管理机制不完善、青年农民参保意识薄弱等问题,在这些问题的影响下,我国新农保制度的减贫效果受到了严重阻碍。本研究结合国内外学者的相关研究成果,建议采取以下三个方面的措施,以进一步加强我国新农保制度的减贫效果:第一,加快财政机制建设,落实新农保制度政府责任,包括加大财政补助力度、完善养老基金运营流程、合理配置财政资源等;第二,加快农村经济建设,夯实新农保制度经济基础,包括拓宽农民缴费渠道、加强农村基础设施建设、创新农业技术发展、实施人力资源开发等;第三,提高农村居民参保率,加强新农保制度群众基础,包括加大宣传力度、优化经办机构办事流程、缩小捆绑政策范围等。推动我国农村的减贫效果进程,促进农村经济社会的全面发展,加快我国全面小康社会的建设步伐。
[Abstract]:In September 2009, the State Council decided to carry out the pilot work of the new rural insurance system in China, and the treatment of farmers' pension as an important livelihood project. At present, the new rural insurance system has become the basic system to protect the life of the elderly in rural areas, covering the vast majority of the rural population of appropriate age. After entering the 21 st century, the aging trend of our country is obvious, the social endowment pressure is gradually increasing. In order to better meet the needs of the aged, especially in the poor areas, alleviating the rural poverty and the elderly poverty is the primary goal of the new rural insurance system. In this context, this paper starts from the connotation, characteristics, classification and endowment insurance of poverty, new rural insurance system and related poverty theory, combined with the current situation of rural old-age security and the current situation of new rural insurance system in China. This paper explores the poverty reduction effect of the new rural insurance system in reducing the rural poverty rate, reducing the rural poverty level and alleviating the rural poverty reduction, and comprehensively analyzes the main financial default of the government in the poverty reduction effect of the new rural insurance system at the present stage. Under the influence of the lack of collective subsidy the imperfect management mechanism of the new rural pension fund and the weak consciousness of the young farmers participating in the insurance system the poverty reduction effect of the new rural insurance system in China has been seriously hindered. This study combines the research results of domestic and foreign scholars, and proposes to take the following three measures to further strengthen the poverty reduction effect of the new rural insurance system in China: first, to accelerate the construction of financial mechanism and implement the government responsibility of the new rural insurance system. These include increasing financial subsidies, perfecting the operation process of pension funds, and rationally allocating financial resources; second, speeding up rural economic construction and consolidating the economic base of the new rural insurance system, including broadening the channels for farmers to pay fees. Strengthen rural infrastructure construction, innovate the development of agricultural technology, implement human resources development, etc. Third, increase the participation rate of rural residents, strengthen the mass base of the new rural insurance system, including increasing publicity efforts, and optimize the work flow of the agencies. Narrow the scope of binding policies, etc. We should promote the process of poverty reduction in rural areas, promote the overall development of rural economy and society, and speed up the construction of a well-off society in an all-round way.
【学位授予单位】：湘潭大学
【学位级别】：硕士
【学位授予年份】：2015
【分类号】：F323.89;F842.67

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