土地租赁、金融可得性与农民收入增长——基于CHFS的经验

发布时间：2018-08-31 08:42

【摘要】：文章基于劳动力流动视角阐释了土地租赁和金融可得性对农民增收的作用机理,并利用2011年中国家庭金融调查(CHFS)数据进行了实证检验。研究发现,土地租赁对收入具有显著的正向影响,且这种正向影响与家庭收入水平之间呈倒"U"型关系。金融可得性对农民收入的影响会根据产品内容呈现复杂变化,其中,银行信贷具有正向促进作用,其与家庭收入水平之间呈倒"U"型关系,金融资产和商业保险兼具正、负两种效应。当前,加强农地流转制度顶层设计、做好保障性住房领域金融服务、提高农民社会保障福利是深入推动城乡一体化发展的战略安排。
[Abstract]:Based on the perspective of labor mobility, this paper explains the mechanism of land leasing and financial availability on the increase of farmers' income, and makes an empirical test using the (CHFS) data of China Household Finance Survey in 2011. It is found that land lease has a significant positive effect on income, and this positive effect has an inverted "U" type relationship with household income level. The influence of financial availability on farmers' income will show complex changes according to the content of products. Among them, bank credit has a positive promoting effect, and the relationship between bank credit and household income level is inverted "U", and financial assets and commercial insurance are both positive. There are two negative effects. At present, strengthening the top-level design of farmland transfer system, doing well the financial services in the field of indemnificatory housing, and improving the farmers' social security welfare are the strategic arrangements to promote the development of urban-rural integration.
【作者单位】：西南大学经济管理学院;
【基金】：国家社会科学基金项目“财政金融服务创新与新型农业经营体系构建的协同机制与模式研究”(编号:13AJY019) 教育部新世纪优秀人才计划项目“新型农业经营主体培育的投融资体制创新研究”(编号:NCET-13-0962) 重庆市研究生科研创新项目“农业规模化经营困境与财政金融体系协同创新机制研究”(编号:CYS16052)
【分类号】：F323.8;F321.1

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