我国农村金融发展对农民收入增长的影响研究——基于2003-2014年数据的实证分析

发布时间：2018-10-09 19:45

【摘要】："三农"问题是党和国家历年工作的重点,关系到全面小康社会的顺利实现和国家的长治久安。而农民收入增加是"三农"问题的根本落脚点,农村金融作为农村经济发展的动力源泉和支撑,是促进农民增收、全面建设社会主义新农村的重要手段和途径。因此,深入分析和研究我国农村金融服务与农民收入增长的关系,对进一步促进农村经济发展和农民收入增加具有重要意义。文章通过构建我国农村金融服务评价体系,利用线性回归方程与格兰杰因果检验发现,农村金融服务与农民收入具有长期稳定的协整关系,并且随着农村金融服务水平的进一步提高,农民收入将会大幅增加,其增速将远远超过农民金融服务的增长速度。由此,加快农村金融服务体系建设,完善和提高农村金融服务水平,将是下一阶段促进农民收入增加的重要举措和途径。
[Abstract]:The issue of "agriculture, countryside and farmers" is the focus of the past years of work of the Party and the country, which is related to the smooth realization of a well-off society in an all-round way and the long-term stability of the country. The increase of farmers' income is the fundamental foothold of the "three rural areas" problem. As the motive source and support of rural economic development, rural finance is an important means and way to promote farmers' income increase and build a new socialist countryside in an all-round way. Therefore, it is of great significance to further promote the development of rural economy and the increase of farmers' income by deeply analyzing and studying the relationship between rural financial services and farmers' income growth. By constructing the evaluation system of rural financial services in China, using linear regression equation and Granger causality test, it is found that rural financial services and farmers' income have a long-term stable co-integration relationship. With the further improvement of the level of rural financial services, farmers' income will increase substantially, and the growth rate will far exceed the growth rate of rural financial services. Therefore, speeding up the construction of rural financial service system and perfecting and improving the level of rural financial services will be the important measures and ways to promote the increase of farmers' income in the next stage.
【作者单位】：辽宁大学经济学院;河南职业技术学院;
【基金】：国家社会科学基金重大招标项目(11&ZD146) 辽宁省教育厅哲学社会科学重大基础理论项目(Zw2013003)
【分类号】：F832.35;F323.8

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