区块链体系下的产业集群融资信任机制

发布时间：2018-05-26 17:54

本文选题：互联网+ + 产业集群融资　；参考：《中国流通经济》2017年12期

【摘要】："互联网+"背景下,基于网络空间集聚的产业集群因缺乏对集群内企业社会信息的掌握,容易导致产业集群整体信任基础缺失,扩大集群企业风险防范面,影响产业集群融资效率,致使产业集群陷入融资困境。而区块链技术作为一种新型的信任重构系统,可以在降低交易成本、提高交易安全性的同时,保障数据信息安全可靠,能够在产业集群融资信任机制构建和保障方面发挥重要作用。这是因为,从产业集群融资信任机制构建看,区块链去中心化、去信任的特征有助于产业集群自觉建立融资信任机制;从产业集群融资信任机制保障看,区块链数据不可逆性和难以篡改的特性有助于集群企业履行守信行为,加强风险控制,有助于保障集群融资信任机制。为更好地实现区块链技术在产业集群融资中的应用,对研发机构而言,应注重解决区块链技术实际应用问题,提升其在产业集群中应用的可行性;对政府而言,应扮演好引导者角色,主要从财政预算、政策建议、监督管理等方面入手为区块链技术应用营造良好环境;对产业集群而言,可成立区块链融资联盟,积极推动区块链技术在集群融资过程中的应用,建立和保障集群融资信任机制。
[Abstract]:Under the background of "Internet", the industrial cluster based on the agglomeration of cyberspace lacks the social information of the enterprise in the cluster, which easily leads to the lack of the whole trust foundation of the industrial cluster, and expands the risk prevention aspect of the cluster enterprise. It affects the financing efficiency of industrial clusters and causes them to fall into financing difficulties. As a new type of trust reconstruction system, block chain technology can reduce transaction cost and improve transaction security, and at the same time, it can guarantee the security and reliability of data information. It can play an important role in the construction and guarantee of financing trust mechanism of industrial clusters. This is because, from the perspective of the construction of the financing trust mechanism of industrial clusters, the centralization of the block chain and the characteristics of distrust are helpful for the industry clusters to consciously establish the financing trust mechanism, and from the perspective of the guarantee of the financing trust mechanism of the industrial clusters, The irreversibility and the difficulty to tamper with the block chain data can help the cluster enterprises to fulfill their trustworthy behavior, strengthen the risk control, and help to ensure the trust mechanism of the cluster financing. In order to better realize the application of blockchain technology in the financing of industrial clusters, for R & D institutions, we should pay attention to solving the practical application of blockchain technology and enhance the feasibility of its application in industrial clusters. We should play a leading role, mainly from the financial budget, policy recommendations, supervision and management and other aspects to create a good environment for the application of blockchain technology; for industrial clusters, the establishment of blockchain financing alliance, Actively promote the application of block chain technology in the process of cluster financing, and establish and guarantee the trust mechanism of cluster financing.
【作者单位】：哈尔滨师范大学经济学院;哈尔滨商业大学管理学院;哈尔滨市创新俄罗斯研究院;
【基金】：国家社会科学基金青年项目“‘互联网+’背景下产业集群的‘零边际成本’趋势及其发展策略研究”(16CJY034) 黑龙江省社会科学青年项目“基于‘互联网+’的黑龙江省旅游服务业模式创新研究”(16JYC10) 黑龙江省普通高等学校青年创新人才项目“基于‘互联网+全域旅游’的旅游服务业业务模式创新研究”(UNPYSCT-2017200) 哈尔滨商业大学“现代服务业支撑龙江振兴发展研究”学科建设项目(HX2016001)
【分类号】：F121.3;F832.4;TP311.13

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