乌拉特中旗农村信用社信贷管理系统的设计与实现
发布时间：2018-09-05 16:22
【摘要】：银行作为人类不可缺少的一种管理资金的中介结构显得尤为重要,银行的信贷业务是经营收入的主要来源,只有信贷业务的质量有保障,银行才能立之根本,所以银行的信贷管理系统是非常重要的一个环节。信贷管理又是重点经营项目,同时又是每家银行必不可少的一种防范风险的管理系统。信贷风险管理系统可以帮助银行规避风险,预防多投贷款、多证件贷款等现象,更好的记录每个客户的信用记录,为我们的客户与银行提供快捷的数据查询,建立高效、真实、实用的信誉记录,选择真正的优良客户。商业银行与人民银行的征信系统相结合,建立有效的信息记录,对客户做到公平、合法的反馈;对商业银行提供真实、有效的数据记录。本系统包括行政管理、资信管理、风险管理、客户资料管理、查询资料等的综合管理系统。本系统开发设计主要是针对发布、文件传输、上传资料、查询资料、信息管理、网上查阅和下载信贷资源等内容,本系统是银行风险综合性内部局域网,通过本系统的实施使银行风险体系真正做到绿色无纸化、自动化、信息化办公,为银行风险体系的发展和规划起到促进作用。
[Abstract]:As an indispensable intermediary structure of capital management, bank is especially important. The credit business of bank is the main source of operating income. Only if the quality of credit business is guaranteed, can the bank establish the foundation. So the bank's credit management system is a very important link. Credit management is also a key management project and an essential risk management system for every bank. The credit risk management system can help banks avoid risks, prevent multiple loans, multi-certificate loans and other phenomena, better record the credit records of each customer, provide our customers and banks with fast data query, and establish high efficiency and truthfulness. Practical reputation record, select real good customers. Combining the credit information system of the commercial bank and the people's Bank of China, it establishes the effective information record, achieves the fair and legal feedback to the customer, and provides the real and effective data record to the commercial bank. The system includes administrative management, credit management, risk management, customer information management, inquiry information integrated management system. The development and design of this system is mainly aimed at publishing, file transmission, uploading information, querying information, information management, online consulting and downloading credit resources, etc. This system is a comprehensive internal LAN for bank risk. Through the implementation of the system, the bank risk system can truly achieve green paperless, automation, information office, for the development and planning of the bank risk system play a role in promoting.
【学位授予单位】：北京工业大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：TP311.52
，
本文编号：2224808
[Abstract]:As an indispensable intermediary structure of capital management, bank is especially important. The credit business of bank is the main source of operating income. Only if the quality of credit business is guaranteed, can the bank establish the foundation. So the bank's credit management system is a very important link. Credit management is also a key management project and an essential risk management system for every bank. The credit risk management system can help banks avoid risks, prevent multiple loans, multi-certificate loans and other phenomena, better record the credit records of each customer, provide our customers and banks with fast data query, and establish high efficiency and truthfulness. Practical reputation record, select real good customers. Combining the credit information system of the commercial bank and the people's Bank of China, it establishes the effective information record, achieves the fair and legal feedback to the customer, and provides the real and effective data record to the commercial bank. The system includes administrative management, credit management, risk management, customer information management, inquiry information integrated management system. The development and design of this system is mainly aimed at publishing, file transmission, uploading information, querying information, information management, online consulting and downloading credit resources, etc. This system is a comprehensive internal LAN for bank risk. Through the implementation of the system, the bank risk system can truly achieve green paperless, automation, information office, for the development and planning of the bank risk system play a role in promoting.
【学位授予单位】：北京工业大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：TP311.52
，
本文编号：2224808
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