乌行票据业务管理系统设计及实现

发布时间：2018-09-11 18:35

【摘要】：近几年来,票据业务逐渐成为我国商业银行新的利润增长点,发展迅猛。这得益于中国人民银行对再贴现率的下调,以及广大企业对于短期融资需求的增加。以银行承兑汇票为主的商业票据的发展,有效缓解了企业流动资金紧张的局面,成为企业间、银企间有效的融资工具。同时,票据以其较高的流动性和稳定的收益,也成为银行间竞争的焦点。本文在参考了国内外文献和工程实践的基础加上,通过与乌行各业务部门紧密合作,充分听取他们的意见和建议,分析现有的票据业务处理的特点和存在的问题,提出了以SOA架构为基础的乌行票据业务管理系统设计方案,详细介绍了该系统下银行票据业务的工作流程,旨在解决现存问题,提高工作效率,使乌行的票据业务处理工作得以又快又好地发展。首先介绍了乌行票据业务管理系统的开发背景,分析了该行票据业务的现状和存在的问题,阐明了设计基于信息技术的票据业务管理系统的必要性。接下来进行需求分析,以流程图和例图的形式加以说明。然后确立设计目标和系统架构。详细设计中,对各功能模块、主要数据库进行了详细描述,以流程图、图表的形式佐以说明。最后,介绍了系统测试和系统上线后的实际效果。乌行票据业务系统分为权限管理、业务服务、接口管理、业务参数管理、系统管理、风险管理、产品管理等七个功能模块。采用Java技术加以实现。票据系统与其它业务系统间的数据传递通过ESB总线实现。从使用效果上来看,票据系统顺利完成了乌行票据业务由人工到电子化的迁移,处理流程规范,工作效率得到提高。
[Abstract]:In recent years, bill business has gradually become a new profit growth point of commercial banks in China. This has been helped by the people's Bank of China's cut in the rediscount rate and the increased demand for short-term financing from a broad range of companies. The development of commercial paper based on bank acceptance effectively alleviates the shortage of liquidity and becomes an effective financing tool between enterprises and between banks and enterprises. At the same time, because of its high liquidity and stable return, notes also become the focus of inter-bank competition. Based on the reference of literature and engineering practice at home and abroad, this paper, through close cooperation with various business departments of Urban-Bank, fully listened to their opinions and suggestions, and analyzed the characteristics and problems existing in the handling of bills business. This paper puts forward the design scheme of the paper business management system based on SOA, and introduces the work flow of the bank bill business under the system in detail, aiming at solving the existing problems and improving the work efficiency. So that Wu Bank's bill business processing work can be rapid and good development. Firstly, the paper introduces the background of the development of the bill business management system, analyzes the present situation and existing problems of the bill business, and expounds the necessity of designing the bill business management system based on information technology. Then the requirements are analyzed and illustrated in the form of flow charts and illustrative diagrams. Then establish the design objectives and system architecture. In the detailed design, each function module, the main database has carried on the detailed description, in the flowchart, the chart form adjusts to explain. Finally, the system test and the actual effect after the system is put on line are introduced. The business system is divided into seven functional modules: privilege management, business service, interface management, business parameter management, system management, risk management and product management. It is realized by Java technology. The data transfer between bill system and other business systems is realized by ESB bus. From the point of view of using effect, the bill system has successfully completed the migration from manual to electronic, the processing process is standardized, and the work efficiency has been improved.
【学位授予单位】：大连理工大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：TP311.52

【相似文献】