银行综合理财系统的设计与实现
发布时间：2018-10-10 20:19
【摘要】：随着中国经济的快速发展,人们生活水平和质量的不断提升,家庭和个人存款的数额不断提升,理财的观念越来越多的植入到人们的生活脑海中。大众群体更加关注如何能够将手中的存款和资金通过有效的管理使其带来更大的经济效益。与此同时各大商业银行也都对准了理财产品,将其视为银行资金交易竞争的又一大新的市场环境。本课题的研究设计思路是在现有商业银行理财管理系统应用的基础上,针对理财业务主要开展的方式方法,完成了理财系统从开发技术平台架构的设计,到对理财系统设计前的业务流程分析、数据流分析以及关键技术的分析等实质性工作。提出的更加切合实际的商业银行理财系统的设计方案。通过本文的研究分析更加明确了商业银行理财系统升级的必要性,必须要符合更加科学高效的管理机制,面向大数据的理财业务开展拥有更加安全准确的用户数据保护,并且能够吸引潜在客户投身于理财业务,实现大资金的融合。本系统旨在对商业银行业务系统的整合,银行的全部理财业务都被整合到一个大的业务系统平台,在此统一的平台上进行理财产品的发布与营销、汇总与分析,再据以细化,分列出每个明确的功能平台,采用结构化的程序设计理念和方法,易于系统的使用和维护。
[Abstract]:With the rapid development of Chinese economy, the improvement of people's living standard and quality, the increasing amount of family and individual savings, the concept of financial management is more and more embedded in people's mind of life. The public is more concerned about how to bring more economic benefits through effective management of savings and funds. At the same time, commercial banks are also targeting wealth management products as another major new market environment for banks to compete for capital transactions. The research and design idea of this subject is based on the existing commercial bank financial management system application, aiming at the main ways and methods of financial management business, completed the financial management system from the development of technical platform architecture design. To the financial management system before the design of business process analysis, data flow analysis and analysis of key technologies and other substantive work. Put forward a more practical commercial bank financial management system design. Through the research and analysis of this paper, the necessity of upgrading the financial management system of commercial banks is more clear. It is necessary to conform to a more scientific and efficient management mechanism and to have more secure and accurate user data protection for the development of financial management business for big data. And can attract potential customers to participate in financial services, to achieve the integration of large funds. The purpose of this system is to integrate the business system of commercial banks. All banking business is integrated into a large business system platform. In this unified platform, financial management products are issued and marketed, collected and analyzed, and then refined. List each specific functional platform, using structured programming concepts and methods, easy to use and maintain the system.
【学位授予单位】：北京工业大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：TP311.52
，
本文编号：2263113
[Abstract]:With the rapid development of Chinese economy, the improvement of people's living standard and quality, the increasing amount of family and individual savings, the concept of financial management is more and more embedded in people's mind of life. The public is more concerned about how to bring more economic benefits through effective management of savings and funds. At the same time, commercial banks are also targeting wealth management products as another major new market environment for banks to compete for capital transactions. The research and design idea of this subject is based on the existing commercial bank financial management system application, aiming at the main ways and methods of financial management business, completed the financial management system from the development of technical platform architecture design. To the financial management system before the design of business process analysis, data flow analysis and analysis of key technologies and other substantive work. Put forward a more practical commercial bank financial management system design. Through the research and analysis of this paper, the necessity of upgrading the financial management system of commercial banks is more clear. It is necessary to conform to a more scientific and efficient management mechanism and to have more secure and accurate user data protection for the development of financial management business for big data. And can attract potential customers to participate in financial services, to achieve the integration of large funds. The purpose of this system is to integrate the business system of commercial banks. All banking business is integrated into a large business system platform. In this unified platform, financial management products are issued and marketed, collected and analyzed, and then refined. List each specific functional platform, using structured programming concepts and methods, easy to use and maintain the system.
【学位授予单位】：北京工业大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：TP311.52
，
本文编号：2263113
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