商业银行企业信用贷款管理系统设计与实现

发布时间：2019-01-19 11:10

【摘要】：随着科技信息技术的快速发展,金融体系已建立科学完善的信贷系统,并通过信贷系统控制运营成本、提升经济效益,充分利用先进的管理技术和经营理念,有效提升信贷管理的水平。本文以研究开发信贷管理系统为重点,使信贷业务管理实现流程化和系统化的规范管理模式,能够较好地处理在信贷业务办理过程中的数据和信息传递,并对这些数据和信息的安全性及完整性进行保障。目前,部分金融机构仍运行传统的DOS系统进行信贷管理,使用传统的面向过程开发工具进行可视化平台开发,这类系统在实际运行过程中的维护和管理上不仅难度较大,且难于操作和实现。本文利用ASP.NET技术设计信贷系统界面,运用SQL Server数据库进行信贷资料的存储,采用.Net环境下MVC模式为依托进行开发。首先通过查阅文献对信贷系统的选题背景及国内外研究现状进行分析,提出现有信贷系统在实际应用过程中的优点及不足,为后期功能模块的研发与实现奠定基础;其次,在借鉴国内外研究成果的前提下,从技术水平、经济效益、操作标准、系统功能等四个维度对信贷系统的可行性及需求进行分析;再次,根据具体的需求分析进行信贷系统的总体结构设计,系统结构采用模块式设计,并以相关模块的划分进行系统的详细设计及数据库设计;最后,实现设计系统的模块功能,并对功能模块的实现进行分析和测试,测试结果表明本系统满足需求分析,达到预期效果。同时该信贷系统在实际运行过程中安全稳定,能够完成金融机构对信贷业务全流程科学化、系统化的有效管理,提高信贷业务的办理实效,为商业银行在金融同业竞争中立于不败之地提供技术保障。
[Abstract]:With the rapid development of science and technology and information technology, the financial system has established a scientific and perfect credit system, and through the credit system to control operating costs, enhance economic benefits, make full use of advanced management technology and business philosophy. Effectively improve the level of credit management. In this paper, we focus on the research and development of credit management system, make the credit business management process and systematic standardized management model, can better deal with the data and information transmission in the process of credit business management. The security and integrity of these data and information are guaranteed. At present, some financial institutions still run the traditional DOS system for credit management, and use traditional process-oriented development tools to develop visual platform. This kind of system is not only difficult to maintain and manage in the actual operation process. And difficult to operate and implement. In this paper, ASP.NET technology is used to design the interface of credit system, SQL Server database is used to store credit data, and MVC model is used to develop. Firstly, by consulting the literature to analyze the background of the topic selection and the research status at home and abroad, the advantages and disadvantages of the existing credit system in the process of practical application are put forward, which will lay the foundation for the research and development of the functional modules in the later stage. Secondly, based on the domestic and foreign research results, the feasibility and demand of credit system are analyzed from four dimensions: technical level, economic benefit, operating standard and system function. Thirdly, according to the specific demand analysis, the overall structure of the credit system is designed, the system structure is modular design, and relevant modules are divided into the detailed design of the system and database design; Finally, the module function of the design system is realized, and the implementation of the functional module is analyzed and tested. The test results show that the system meets the requirements analysis and achieves the desired effect. At the same time, the credit system is safe and stable in the actual operation process, it can complete the scientific and systematic management of the whole process of the credit business by the financial institutions, and improve the actual effect of the management of the credit business. For commercial banks in the financial industry competition in an invincible position to provide technical protection.
【学位授予单位】：北京工业大学
【学位级别】：硕士
【学位授予年份】：2016
【分类号】：TP311.52
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本文编号：2411315